Lubbock County property record for 4505 103rd St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,883 sqft · built 2013 |
| Lot Size | 0.27 acres (11,760 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,601 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R317552 |
| Primary APN | R317552 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,883 sqft Living Area |
| Gross Area | 4,855 sqft |
| 1st Floor Area | 3,383 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,760 sqft (0.27 acres) |
| Lot Dimensions | 120 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 103RD ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKERIDGE ESTATES L 244 |
| Legal Subdivision | LAKERIDGE ESTATES |
| Legal Lot Number | 244 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10509 |
Source: Lubbock County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4505 103RD ST, LUBBOCK, TX 79424-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2020 | Vendor's Lien, Transfer · Conventional Mortgage HAPPY STATE BANK |
| Oct 21, 2019 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 |
| Deed Sale | Jan 30, 2025 |
| Prior Sale | Jun 3, 2020 · Amount on Record |
| Deed Document Number | 20253262 |
| Prior Transfer Date | May 27, 2020 |
| Prior Transfer Doc | 0000021647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jun 3, 2020 |
| Property Address | 4505 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000021647 |
| Map Reference | DOC 2010012231 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020021647 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4505-103RD STREET, LUBBOCK, TX 79424-7911 |
| Document Number | 0000021648 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020021648 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 21, 2019 |
| Property Address | 4505 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000041167 |
| Map Reference | DOC 2010011155 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019041167 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4505-103RD STREET, LUBBOCK, TX 79424-7911 |
| Document Number | 0000041168 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019041168 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,601.00 (-7.19%) | $567,832 (-12.65%) Land $70,560 Building $497,272 | $567,832 (-13.23%) Land $70,560 Building $497,272 |
| 2024 | $10,345.00 (-15.46%) | ||
| 2023 | $12,237.00 (-5.67%) Homeowner's exemption | $650,040 Land $70,560 Building $583,888 | $654,448 Land $70,560 Building $583,888 |
| 2022 | $12,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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