Union County property record for 4508 Trunk Bay Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,756 sqft · built 2013 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Company Name on File |
| Last Sale | $239,000 (Sep 2020) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-403-044 |
| Primary APN | 09-403-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,182 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4508 TRUNK BAY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #226 ST JOHN'S FOREST PH4 MP7 OPCM031 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20308 |
4508 Trunk Bay Dr, a rural home, is owned by a company that acquired it in May 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| May 19, 2021 | Intrafamily Transfer, Transfer |
| Sep 14, 2020 | Warranty Deed, Transfer BCHH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Jan 12, 2016 · Amount on File |
| Deed Document Number | 202036241 |
| Deed Book / Page | 7807 / 496 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 8107439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4508 TRUNK BAY DR, MONROE, NC 28110-9294 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | NOT AVAILABLE, BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 8109440 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 8109/440 |
| Instrument | 24208 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jun 9, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 19, 2021 |
| Property Address | 4508 TRUNK BAY DR, MONROE, NC 28110-9294 |
| Document Number | 8107439 |
| Book / Page | 8107 / 439 |
| Instrument Date | May 18, 2021 |
| Instrument | 23888 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 14, 2020 |
| Property Address | 4508 TRUNK BAY DR, MONROE, NC 28110-9294 |
| Document Number | 7807496 |
| Book / Page | 007807 / 000496 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 36241 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | BCHH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $478.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4508 Trunk Bay Dr was $1,626.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,200 (-) Land $72,400 Building $263,800 | $336,200 (-) Land $72,400 Building $263,800 | |
| 2025 | $1,626.00 | $336,200 Land $72,400 Building $263,800 | $336,200 Land $72,400 Building $263,800 |
| 2023 | $1,447.00 | $226,100 Land $44,900 Building $181,200 | $226,100 Land $44,900 Building $181,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 Trunk Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4508 Trunk Bay Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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