Union County property record for 4503 Trunk Bay Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 2013 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Company Name on File |
| Last Sale | $395,000 (Mar 2022) |
| Tax Bill | $1,686 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-403-038 |
| Primary APN | 09-403-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 746 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4503 TRUNK BAY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #220 ST JOHN'S FOREST PH4 MP7 OPCM031 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20308 |
4503 Trunk Bay Dr, a rural home, is owned by a company that bought it in March 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Mar 25, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Feb 24, 2022 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Prior Sale | Feb 24, 2022 · Amount on File |
| Deed Document Number | 202211138 |
| Deed Book / Page | 8435 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4503 TRUNK BAY DR, MONROE, NC 28110-9292 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Title Company | OS NATIONAL RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008619364 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 8619/364 |
| Instrument | 29879 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 43 Months |
| Due | Jul 9, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 25, 2022 |
| Property Address | 4503 TRUNK BAY DR, MONROE, NC 28110-9292 |
| Document Number | 0008435276 |
| Book / Page | 8435 / 276 |
| Map Reference | CAB M FILE 31 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 11138 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, 1612, MARVIN, NC 28173-6642 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 4503 TRUNK BAY DR, MONROE, NC 28110-9292 |
| Document Number | 0008407876 |
| Book / Page | 8407 / 876 |
| Map Reference | CAB M FILE 31 |
| Instrument Date | Feb 6, 2022 |
| Instrument | 6995 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7614 KNIGHTBELL CIR, 7614, LELAND, NC 28451-4604 |
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006996 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 6996 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4503 TRUNK BAY DR, MONROE, NC 28110-9292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7678576 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 7678/576 |
| Instrument | 18033 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 4503 Trunk Bay Dr was $1,686.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,600 (-) Land $72,400 Building $276,200 | $348,600 (-) Land $72,400 Building $276,200 | |
| 2025 | $1,686.00 | $348,600 Land $72,400 Building $276,200 | $348,600 Land $72,400 Building $276,200 |
| 2023 | $1,493.00 | $233,300 Land $44,900 Building $188,400 | $233,300 Land $44,900 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4503 Trunk Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4503 Trunk Bay Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures