Collin County property record for 4508 Rustic Ridge Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,621 sqft · built 2025 |
| Owner | Individual Name on File |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13103-00F-0230-1 |
| Primary APN | R-13103-00F-0230-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,621 sqft Living Area |
| Gross Area | 4,282 sqft |
| 1st Floor Area | 2,237 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4508 RUSTIC RIDGE DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-5454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAINTED TREE LAKESIDE WEST PHASE 2, BLK F, LOT 23 |
| Legal Subdivision | PAINTED TREE LAKESIDE WEST PHASE 2 (CMC) |
| Legal Block | F |
| Legal Lot Number | 23 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30605 |
4508 Rustic Ridge Dr is owned by an individual who acquired it in April 2026.
Source: Collin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12013 DEER TRL, FRISCO, TX 75035-2678 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FACTORY |
| Apr 1, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 |
| Deed Sale | Apr 1, 2026 |
| Prior Sale | Jun 27, 2025 · Amount on File |
| Deed Document Number | 202642109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 16, 2026 |
| Property Address | 4508 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5454 |
| Document Number | 0000096346 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202696346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4508 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5454 |
| Document Number | 0000096346, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202696346 |
| Name | LOAN FACTORY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 4508 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5454 |
| Document Number | 0000042109 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202642109 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12013 DEER TRL, FRISCO, TX 75035-2678 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4508 Rustic Ridge Dr was $2,009.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 | $125,970 Land $125,970 | $125,970 Land $125,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 Rustic Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4508 Rustic Ridge Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures