Collin County property record for 4505 Rustic Ridge Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,466 sqft · built 2025 |
| Owner | Individual Name on File |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13103-00E-0050-1 |
| Primary APN | R-13103-00E-0050-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,466 sqft Living Area |
| Gross Area | 4,207 sqft |
| 1st Floor Area | 2,114 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 RUSTIC RIDGE DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-6739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAINTED TREE LAKESIDE WEST PHASE 2, BLK E, LOT 5 |
| Legal Subdivision | PAINTED TREE LAKESIDE WEST PHASE 2 (CMC) |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30605 |
4505 Rustic Ridge Dr is owned by an individual who acquired it in April 2026.
Source: Collin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12013 DEER TRL, FRISCO, TX 75035-2678 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2025 | Vendor's Lien, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 |
| Deed Sale | Apr 1, 2026 |
| Prior Sale | Apr 30, 2025 · Amount on File |
| Deed Document Number | 202642109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 1, 2026 |
| Property Address | 4505 RUSTIC RIDGE DR, MCKINNEY, TX 75071-6739 |
| Document Number | 0000042109 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202642109 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12013 DEER TRL, FRISCO, TX 75035-2678 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 30, 2025 |
| Property Address | 4505 RUSTIC RIDGE DR, MCKINNEY, TX 75071-6739 |
| Document Number | 2025000052594 |
| Map Reference | MB 2023 PG 760 |
| Instrument Date | Apr 29, 2025 |
| Instrument | 2025000052594 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | FIRST AMERICAN SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5501 HEADQUARTERS DR # DR300W, DR300W, PLANO, TX 75024-5837 |
| Name | Verified Name |
|---|---|
| Address | 4505 RUSTIC RIDGE DR, MCKINNEY, TX 75071-6739 |
| Document Number | 2025000052595 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025000052595 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 4505 Rustic Ridge Dr was $2,009.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,009.00 | $165,750 Land $165,750 | $165,750 Land $165,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4505 Rustic Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4505 Rustic Ridge Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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