Forsyth County property record for 4508 River Gate Dr, Clemmons, NC 27012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2018) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5892-94-4883.00 |
| Primary APN | 5892-94-4883.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 380 sqft |
| Porch | Open Frame Porch |
| Porch Area | 42 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4508 RIVER GATE DR |
|---|---|
| City | CLEMMONS |
| State | NC |
| Zip | 27012-6990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS9 |
| Legal Description | LO:028 BL:4210D |
| Legal Subdivision | PLAT OF RIVERGATE |
| Legal Block | 4210D |
| Legal Lot Number | 28 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | CLEMMONSVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4015 |
4508 River Gate Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Forsyth County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4508 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Feb 5, 2018 | Deed of Trust, Mortgage · Construction Mortgage ALLEGACY FCU |
| Apr 30, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Deed Book / Page | 3402 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 4508 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036021003 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 3602/1003 |
| Instrument | 2021019378 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 4508 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033891007 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 3389/1007 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 23 Months |
| Due | Jan 10, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Apr 30, 2018 |
| Property Address | 4508 RIVER GATE DR, CLEMMONS, NC 27012-6990 |
| Document Number | 0034020347 |
| Book / Page | 003402 / 000347 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 15664 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4508 RIVER GATE DR CLEMMONS NC 27012, CLEMMONS, NC 27012 |
The 2025 property tax bill for 4508 River Gate Dr was $2,094.
Source: Forsyth County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 | $342,700 Land $68,000 Building $274,700 | $342,700 Land $68,000 Building $274,700 |
| 2023 | $1,525.00 | $205,700 Land $45,000 Building $160,700 | $205,700 Land $45,000 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 River Gate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4508 River Gate Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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