4503 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4503 River Gate Dr, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Apr 2019)
Tax Bill$2,396 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN5892-94-6745.00

Property Details

APN / Parcel Number

Primary APN5892-94-6745.00
Alternative APN
  • 5892-94-6745.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,324 sqft Living Area
1st Floor Area1,347 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage Area380 sqft
PorchOpen Frame Porch
Porch Area55 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4503 RIVER GATE DR
CityCLEMMONS
StateNC
Zip27012-6990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:146 BL:4210D
Legal SubdivisionTHE PLAT OF RIVERGATE
Legal Block4210D
Legal Lot Number146
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group2
Census Block2005
Census Tract4015

Owner

Source: Forsyth County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 3, 2018Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Apr 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 31, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2019 · Amount on Record
Deed SaleApr 1, 2019 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Document Number201911413
Deed Book / Page3453 / 200
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Recording DateJun 11, 2026
Property Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0000021156
Book / Page3931 / 848
Instrument DateJun 8, 2026
Instrument202621156
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990

Mortgage

Document Number0000021156,
DateJun 11, 2026
Book Page3931/848
Instrument202621156
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034023670
DateMay 3, 2018
Book Page3402/3670
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueApr 10, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateApr 1, 2019
Property Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0034530200
Book / Page003453 / 000200
Instrument DateMar 29, 2019
Instrument11413
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$472.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4503 RIVER GATE DR CLEMMONS NC 270126990, CLEMMONS, NC 27012-6990

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateJul 31, 2018
Property Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0034173503
Book / Page3417 / 3503
Map ReferenceMB 67 PG 38
Instrument DateJul 25, 2018
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$456.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 JONESTOWN RD, 221, WINSTON SALEM, NC 27104-4618

Transferred To (Grantee/Buyer)

NameVerified Name
Address4503 RIVER GATE DR, CLEMMONS, NC 27012-6990

Mortgage

Document Number0034173505
DateJul 31, 2018
Instrument3417/3505
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
Unified School DistrictForsyth County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,396.00 (+30.64%)$392,200 (+58.59%) Land $68,000 Building $324,200$392,200 (+58.59%) Land $68,000 Building $324,200
2023$1,834.00$247,300 Land $45,000 Building $202,300$247,300 Land $45,000 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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