4508 Ridge Trl, Efland, NC 27243 Property Records

Orange County property record for 4508 Ridge Trl, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1989
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2017)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9847-71-5090`

Property Details

APN / Parcel Number

Primary APN	`9847-71-5090`
Alternative APN	`299435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Basement
Porch	Porch
Porch Area	144 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	299435
Street Address	4508 RIDGE TRL
City	EFLAND
State	NC
Zip	27243-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	7 BEECH CREEK RIDGE P50/51
Legal Subdivision	BEECH CREEK
Legal Lot Number	7
Jurisdiction	ORANGE NC
Township / Civil Division	CEDAR GROVE
Census Block Group	1
Census Block	1004
Census Tract	10803

Owner

Source: Orange County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4508 RIDGE TRL, EFLAND, NC 27243-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	0000638536
Deed Book / Page	6385 / 36
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	4508 RIDGE TRL, EFLAND, NC 27243-9208
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6711655
Date	Mar 16, 2021
Book Page	6711/655
Instrument	30042948

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	4508 RIDGE TRL, EFLAND, NC 27243-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 RIDGE TRL, EFLAND, NC 27243-9208

Mortgage

Document Number	66971733
Date	Dec 30, 2020
Book Page	6697/1733
Instrument	30037326

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	4508 RIDGE TRL, EFLAND, NC 27243-9208
Document Number	6639630
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4508 RIDGE TRL EFLAND NC 272439208, EFLAND, NC 27243-9208

Mortgage

Document Number	6639630
Date	Dec 19, 2019
Book Page	006639/000630
Instrument	30012984

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 18, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Oct 31, 2017
Property Address	4508 RIDGE TRL, EFLAND, NC 27243-9208
Document Number	638536
Book / Page	006385 / 000036
Instrument Date	Oct 26, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4508 RIDGE TRL EFLAND NC 272439208, EFLAND, NC 27243-9208

Mortgage

Document Number	638538
Date	Oct 31, 2017
Book Page	006385/000038

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00 (+24.66%)	$490,000 (+63.44%) Land $143,200 Building $346,800	$490,000 (+63.44%) Land $143,200 Building $346,800
2023	$2,916.00	$299,800 Land $63,700 Building $236,100	$299,800 Land $63,700 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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