4500 Ridge Trl, Efland, NC 27243 Property Records

Orange County property record for 4500 Ridge Trl, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,315 sqft · built 2018
Lot Size	2.99 acres (130,244 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jan 2025)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9847-71-8284`

Property Details

APN / Parcel Number

Primary APN	`9847-71-8284`
Alternative APN	`299047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,315 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	130,244 sqft (2.99 acres)

Location & Zoning

Account Number	299047
Street Address	4500 RIDGE TRL
City	EFLAND
State	NC
Zip	27243-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	8 BEECH CREEK RIDGE P50/51
Legal Subdivision	BEECH CREEK
Legal Lot Number	8
Jurisdiction	ORANGE NC
Township / Civil Division	CEDAR GROVE
Census Block Group	1
Census Block	1004
Census Tract	10803

Owner

Source: Orange County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4500 RIDGE TRL, EFLAND, NC 27243-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Dec 31, 2019	Deed of Trust, Mortgage GOLD STAR MTG FIN'L
Feb 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	30112414
Deed Book / Page	6867 / 1020
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jan 16, 2025
Property Address	4500 RIDGE TRL, EFLAND, NC 27243-9208
Document Number	0068671020
Book / Page	6867 / 1020
Map Reference	MB 50 PG 51
Instrument Date	Jan 16, 2025
Instrument	30112414
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 RIDGE TRL, EFLAND, NC 27243-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 RIDGE TRL, EFLAND, NC 27243-9208

Mortgage

Document Number	0068671022
Date	Jan 16, 2025
Instrument	6867/1022

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	4500 RIDGE TRL, EFLAND, NC 27243-9208
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67071696
Date	Feb 25, 2021
Book Page	6707/1696
Instrument	30041516

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	4500 RIDGE TRL, EFLAND, NC 27243-9208
Document Number	6641966
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4500 RIDGE TRL EFLAND NC 272439208, EFLAND, NC 27243-9208

Mortgage

Document Number	6641966
Date	Jan 7, 2020
Book Page	006641/000966
Instrument	30013859

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE NC
Recording Date	Feb 7, 2018
Property Address	4500 RIDGE TRL, EFLAND, NC 27243-9208
Book / Page	006422 / 000445
Instrument Date	Feb 6, 2018
Instrument	22960
Transaction Type	Construction Loan
Record Updated	Feb 13, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 RIDGE TRL EFLAND NC 27243, EFLAND, NC 27243

Mortgage

Document Number	6422445
Date	Feb 7, 2018
Book Page	006422/000445
Instrument	22960

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00 (+7.7%)	$535,300 (+40.17%) Land $117,700 Building $417,600	$535,300 (+40.17%) Land $117,700 Building $417,600
2023	$3,675.00	$381,900 Land $55,000 Building $326,900	$381,900 Land $55,000 Building $326,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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