4508 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4508 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,731 sqft · built 1990
Lot Size	0.145 acres (6,338 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2018)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`215-12-240`

Property Details

APN / Parcel Number

Primary APN	`215-12-240`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
1st Floor Area	1,731 sqft

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,338 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4508 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	IMAGES MCR 332-7
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	IMAGES
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4508 E DESERT CACTUS ST, PHOENIX, AZ 85032-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU
Nov 2, 2017	Warranty Deed, Transfer · Commercial Mortgage ACTIVE FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	0000242718
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000928693
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2020
Property Address	4508 E DESERT CACTUS ST, PHOENIX, AZ 85032-1576
Document Number	0000928693
Map Reference	MB 332 PG 7
Instrument Date	Sep 24, 2020
Instrument	20200928693
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4508 E ROBERT E LEE ST, PHOENIX, AZ 85032-1576

Mortgage

Document Number	0000928694
Date	Sep 30, 2020
Instrument	20200928694

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2018
Property Address	4508 E DESERT CACTUS ST, PHOENIX, AZ 85032-1576
Document Number	0000242718
Map Reference	MB 332 PG 7
Instrument Date	Mar 20, 2018
Instrument	20180242718
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 W ANDERSON AVE, 325, PHOENIX, AZ 85023-6545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4508 E ROBERT E LEE ST, PHOENIX, AZ 85032-1576

Mortgage

Document Number	0000242719
Date	Mar 30, 2018
Instrument	20180242719

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 2, 2017
Property Address	4508 E DESERT CACTUS ST, PHOENIX, AZ 85032-1576
Document Number	0000818304
Map Reference	MB 332 PG 7
Instrument Date	Oct 31, 2017
Instrument	2017-0818304
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4508 E DESERT CACTUS ST, 4508, PHOENIX, AZ 85032-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W ANDERSON AVE, PHOENIX, AZ 85023-6545

Mortgage

Document Number	0000818305
Date	Nov 2, 2017
Instrument	2017-0818305

Lender

Name	ACTIVE FUNDING GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,550 (+0.1%)	$505,500 (+0.1%) Land $101,100 Building $404,400
2025	$2,541.00 (+5.04%)
2024		$50,500	$505,000 Land $101,000 Building $404,000
2023	$2,419.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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