4372 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4372 E Desert Cactus St, Phoenix, AZ 85032 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1972
Lot Size	0.206 acres (8,974 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2017)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`215-14-230`

Property Details

APN / Parcel Number

Primary APN	`215-14-230`
Alternative APN	`215142300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
Gross Area	2,111 sqft
1st Floor Area	1,871 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,974 sqft (0.206 acres)
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	360 sqft
Porch	Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4372 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA THERESA AMENDED MCR 86/27
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA THERESA AMENDED
Legal Lot Number	130
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2011
Census Tract	619700

Owner

Source: Maricopa County records · APN 215-14-230

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4372 E DESERT CACTUS ST, PHOENIX, AZ 85032-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Aug 07, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2017 · Amount on Record
Deed Sale	Aug 07, 2017 · Amount on Record
Prior Sale	Aug 20, 1999 · Amount on Record
Deed Document Number	2017577813
Prior Transfer Date	Apr 03, 2014
Prior Transfer Doc	0000257609
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4372 E DESERT CACTUS ST, PHOENIX, AZ 85032-1425
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 E DESERT CACTUS ST, PHOENIX, AZ 85032-1425

Mortgage

Document Number	0000148811
Date	Mar 16, 2026
Instrument	20260148811

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 02, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 07, 2017
Property Address	4372 E DESERT CACTUS ST, PHOENIX, AZ 85032-1425
Document Number	0000577813
Map Reference	MB 86 PG 27
Instrument Date	Jul 31, 2017
Instrument	2017-0577813
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SERVICE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4372 E DESERT CACTUS ST, 4372, PHOENIX, AZ 85032-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4372 E ROBERT E LEE ST, PHOENIX, AZ 85032-1425

Mortgage

Document Number	0000577814
Date	Aug 07, 2017
Instrument	2017-0577814

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,620 (+94.49%)	$406,200 (-4.38%) Land $81,200 Building $325,000
2025	$1,808.00 (+5.06%)	$20,885 (-51.52%)	$424,800 (-1.39%) Land $84,900 Building $339,900
2024		$43,080	$430,800 Land $86,100 Building $344,700
2023	$1,721.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 913 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Verizon, Lumen Technologies, Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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