Hernando County property record for 4508 Bahama Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 2003 |
| Lot Size | 0.171 acres (7,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Sep 2026) |
| Tax Bill | $3,949 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0440-0220 |
| Primary APN | R12-223-16-2010-0440-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 4,316 sqft |
| 1st Floor Area | 1,760 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding Sheathing |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,466 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 1,728 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
| Porch Area | 828 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01382202 |
|---|---|
| Street Address | 4508 BAHAMA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 44 LOT 22 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 44 |
| Legal Lot Number | 22 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4508 BAHAMA DR, HERNANDO BEACH, FL 34607-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer SOUTHERN TITLE, SOUTHERN SECURITY TITLE |
| Sep 14, 2026 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2015 · Amount on Record |
| Deed Document Number | 202661961 |
| Deed Book / Page | 4759 / 1487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 4508 BAHAMA DR, HERNANDO BEACH, FL 34607-2803 |
| Document Number | 0000061961 |
| Book / Page | 4759 / 1487 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202661961 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | SOUTHERN TITLE, SOUTHERN SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $505,505.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4508 BAHAMA DR, HERNANDO BEACH, FL 34607-2803 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 4508 BAHAMA DR, HERNANDO BEACH, FL 34607-2803 |
| Document Number | 0000061960 |
| Book / Page | 4759 / 1486 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202661960 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,949.00 (+14%) | $283,718 (+5.99%) | $710,993 (-3.75%) Land $191,177 Building $519,816 |
| 2023 | $267,691 (+3%) Land $267,691 | ||
| 2022 | $3,464.00 Homeowner's exemption | $259,894 | $738,657 Land $197,150 Building $541,507 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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