Hernando County property record for 4503 Bahama Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1968 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Dec 2025) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0440-0020 |
| Primary APN | R12-223-16-2010-0440-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 420 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 300 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00158304 |
|---|---|
| Street Address | 4503 BAHAMA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 44 LOT 2 ORB 347 PG 637 ORB 2561 PGS 1125-26 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 44 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2602 W AXELWOOD DR, BEVERLY HILLS, FL 34465-3099 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage BRANNEN BANK |
| Jan 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 3, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2024 · Amount on Record |
| Deed Document Number | 202583176 |
| Deed Book / Page | 4641 / 1673 |
| Prior Transfer Date | Feb 22, 2022 |
| Prior Transfer Doc | 0041351236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | UNKNOWN, MTG |
| Name | Verified Name |
|---|---|
| Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 0040001571 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 4000/1571 |
| Instrument | 2021037480 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 0046411673 |
| Book / Page | 4641 / 1673 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Nov 28, 2025 |
| Instrument | 2025083176 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | CLOUD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6701 PINE SPRINGS DR, WESLEY CHAPEL, FL 33545-4815 |
| Name | Verified Name |
|---|---|
| Address | 2602 WEST AXETWOOD DRIVE, BEVERLY HILLS, FL 34465-3099 |
| Document Number | 0046411675 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 4641/1675 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 9, 2024 |
| Property Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 0043810915 |
| Book / Page | 4381 / 915 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024001759 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2751 SATILLA LOOP, ODESSA, FL 33556-2735 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6701 PINE SPRINGS DR, WESLEY CHAPEL, FL 33545-4815 |
| Document Number | 0004381917 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 4381/917 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jan 1, 2057 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 3, 2022 |
| Property Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 0041351236 |
| Book / Page | 4135 / 1236 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022016677 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4142 MARINER BLVD, 4142, SPRING HILL, FL 34609-2468 |
| Name | Verified Name |
|---|---|
| Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 4503 BAHAMA DR, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 0036950071 |
| Book / Page | 003695 / 000071 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 24657 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4503 BAHAMA DR HERNANDO BEACH FL 346072804, HERNANDO BEACH, FL 34607-2804 |
| Document Number | 36950073 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 003695/000073 |
| Instrument | 24658 |
| Name | PATRIOT LNDG SVCS |
|---|---|
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,098.00 (+116.78%) | $394,810 (+75.63%) Land $171,940 Building $222,870 | $394,810 (+8.54%) Land $171,940 Building $222,870 |
| 2023 | $224,802 Land $43,357 Building $181,445 | ||
| 2022 | $2,813.00 | $363,756 Land $177,300 Building $186,456 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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