McHenry County property record for 4507 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,950 sqft · built 1978 |
| Lot Size | 0.914 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Nov 2025) |
| Tax Bill | $7,319 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-402-003 |
| Primary APN | 09-34-402-003 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 40,075 sqft (0.914 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 44 sqft |
| Street Address | 4507 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0011143 LT 21 KELTER ESTATE SUB UNIT 2 |
| Legal Subdivision | KELTER ESTATE SUB |
| Legal Block | 402 |
| Legal Lot Number | 21 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 870605 |
Source: McHenry County assessment roll, APN 09-34-402-003, as of March 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 15, 2023 | Intrafamily Transfer, Transfer |
| Apr 22, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2018 | Quit Claim Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 202532597 |
| Prior Transfer Date | May 11, 2023 |
| Prior Transfer Doc | 0000011143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 19, 2025 |
| Property Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000032597 |
| Map Reference | DOC 245499 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025R0032597 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000032598 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R0032598 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 15, 2023 |
| Property Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000011143 |
| Map Reference | DOC 245499 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023R0011143 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Name | Verified Name |
|---|---|
| Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 22, 2021 |
| Property Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000022204 |
| Map Reference | DOC 245499 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021R0022204 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000022205 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021R0022205 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023164 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020R0023164 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 215 Months |
| Due | May 01, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 26, 2018 |
| Property Address | 4507 PONCA ST, MCHENRY, IL 60050-5305 |
| Document Number | 0000009418 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 9418 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4507 PONCA ST MCHENRY IL 600505305, MCHENRY, IL 60050-5305 |
| Document Number | 9419 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 9419 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: McHenry County assessment roll as of March 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,319.00 Homeowner's exemption | $94,524 (+20.31%) Land $11,770 Building $82,754 | $283,572 (+20.31%) Land $35,310 Building $248,262 |
| 2022 | Homeowner's exemption | $78,564 Land $9,783 Building $68,781 | $235,692 Land $29,349 Building $206,343 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 202 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures