Chesapeake City property record for 4507 McRae Close, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,373 sqft · built 2000 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Jun 2022) |
| Tax Bill | $6,955 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2012 Mortgage + 2 more |
| APN | 0093003000080 |
| Primary APN | 0093003000080 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,373 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Upper Floors Area | 1,118 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,638 sqft (0.359 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4507 MCRAE CLOSE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-4261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 8 MIARS PLANTATION SEC 1 |
| Legal Subdivision | MIARS PLANTATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21603 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING & TRUST COMPANY |
| Mar 1, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Mar 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2020 · Amount on Record |
| Deed Document Number | 202220587 |
| Deed Book / Page | 10573 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10096/1306 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 10096/1306 |
| Instrument | 190036344 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008627/424 |
|---|---|
| Date | Mar 1, 2012 |
| Book Page | 8627/424 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 22, 2022 |
| Property Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Document Number | 010573/470 |
| Book / Page | 10573 / 470 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 220020587 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Title Company | SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Document Number | 0220020592 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 220020592 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 16, 2020 |
| Property Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Document Number | 10124/1772 |
| Book / Page | 10124 / 1772 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 200008181 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | INSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4507 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Document Number | 200008182 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 200008182 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,800 (+5.26%) Land $175,000 Building $549,800 | $724,800 (+5.26%) Land $175,000 Building $549,800 | |
| 2025 | $6,955.00 (+40.39%) | $688,600 (+3.21%) Land $165,000 Building $523,600 | $688,600 (+3.21%) Land $165,000 Building $523,600 |
| 2023 | $667,200 (+9.11%) Land $155,000 Building $512,200 | $667,200 (+9.11%) Land $155,000 Building $512,200 | |
| 2022 | $611,500 Land $150,000 Building $461,500 | $611,500 Land $150,000 Building $461,500 | |
| 2019 | $4,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 10 (2008–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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