Chesapeake City property record for 4504 McRae Close, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,385 sqft · built 2000 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Dec 2000) |
| Tax Bill | $6,121 (2025) |
| Deeds & Mortgages | Nov 2010 Mortgage Jun 2006 Mortgage + 1 more |
| APN | 0093003000050 |
| Primary APN | 0093003000050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,385 sqft Living Area |
| 1st Floor Area | 1,145 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,024 sqft (0.299 acres) |
| Lot Dimensions | 135 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 46 sqft |
| Pool Area | 330 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 493 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4504 MCRAE CLOSE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-4261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 5 MIARS PLANTATION SEC 1 |
| Legal Subdivision | MIARS PLANTATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21603 |
4504 McRae Close is owned and occupied by two individuals who bought it in December 2000.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4504 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2010 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 7, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA |
| Jun 26, 2013 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2000 · Amount on File |
| Deed Sale | Dec 6, 2000 · Amount on File |
| Deed Book / Page | 4179 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4504 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008267/20 |
|---|---|
| Date | Nov 17, 2010 |
| Book Page | 8267/20 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4504 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006567/59 |
|---|---|
| Date | Jun 7, 2006 |
| Book Page | 6567/59 |
| Name | WASHINGTON MUTUAL BANK FA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4504 MCRAE CLOSE, CHESAPEAKE, VA 23321-4261 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009123/541 |
|---|---|
| Date | Jun 26, 2013 |
| Book Page | 9123/541 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 4504 McRae Close was $6,121.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,000 (+5.12%) Land $175,000 Building $462,000 | $637,000 (+5.12%) Land $175,000 Building $462,000 | |
| 2025 | $6,121.00 | $606,000 Land $165,000 Building $441,000 | $606,000 Land $165,000 Building $441,000 |
| 2023 | $584,400 (+8.71%) Land $155,000 Building $429,400 | $584,400 (+8.71%) Land $155,000 Building $429,400 | |
| 2022 | $537,600 Land $150,000 Building $387,600 | $537,600 Land $150,000 Building $387,600 | |
| 2019 | $4,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4504 McRae Close; there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 10 (2008–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4504 McRae Close is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORTSMOUTH |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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