Kenton County property record for 4506 Virginia Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,172 sqft · built 1920 |
| Lot Size | 0.066 acres (2,864 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,404 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 056-44-00-001.25 |
| Primary APN | 056-44-00-001.25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,172 sqft Finished Area |
| Gross Area | 1,601 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,864 sqft (0.066 acres) |
| Lot Dimensions | 86 ft deep x 33.3 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4506 VIRGINIA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE PK PT LOTS 121 THRU 124 33.33'X 86' ES VIRGINIA 66 2,3' S 45TH |
| Legal Subdivision | ROSEDALE PARK |
| Legal Phase | 24 |
| Legal Lot Number | 121 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Aug 27, 2021 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Feb 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG SVC |
| Jun 12, 2019 | Warranty Deed, Transfer TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW |
| Feb 28, 2019 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 |
| Deed Sale | Aug 27, 2021 |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 20215900235 |
| Deed Book / Page | 114 / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0005900237 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 263/624 |
| Instrument | 21082705900237 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 27, 2021 |
| Property Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0005900235 |
| Book / Page | 114 / 167 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 21082705900235 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1459 GRIDLEY HILL RD, 1459, SANDERS, KY 41083-9487 |
| Name | Verified Name |
|---|---|
| Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0005900236 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 263/608 |
| Instrument | 21082705900236 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 19, 2020 |
| Property Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0000000189 |
| Book / Page | 000008 / 000073 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 189 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2020 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4506 VIRGINIA AVE COVINGTON KY 410151839, COVINGTON, KY 41015-1839 |
| Document Number | 190 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 000M13/000329 |
| Instrument | 190 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 12, 2019 |
| Property Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0000000126 |
| Book / Page | 0C6679 / 000223 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 126 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4506 VIRGINIA AVE COVINGTON KY 410151839, COVINGTON, KY 41015-1839 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 28, 2019 |
| Property Address | 4506 VIRGINIA AVE, COVINGTON, KY 41015-1839 |
| Document Number | 0000000114 |
| Book / Page | 0C6608 / 000273 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 114 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 11, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.67 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,000 (-) Land $15,000 Building $91,000 | $106,000 (-) Land $15,000 Building $91,000 | |
| 2025 | $1,404.00 (-0.5%) | $106,000 (-) Land $5,000 Building $101,000 | $106,000 (-) Land $5,000 Building $101,000 |
| 2023 | $1,411.00 | $106,000 Land $5,000 Building $101,000 | $106,000 Land $5,000 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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