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4502 Virginia Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4502 Virginia Ave, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage792 sqft Finished Area
Lot Size258 sqft (0.005 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$129,250 (2022)
Tax Bill$1,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-44-00-001.23

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area792 sqft Finished Area
Gross Area918 sqft Gross Area
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Lot Area258 sqft (0.005 acres)
Depth X Width86 ft x 3 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0564400001.23
Street Address4502 VIRGINIA AVE
CityCOVINGTON
StateKY
Zip41015-1839
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROSEDALE PK PT LOTS 121 THRU 124 33 1,3'X 86' SEC VIRGINIA & 45TH ST
Legal SubdivisionROSEDALE PARK
Legal Phase24
Legal Lot Number121
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61200

Owner

Source: Kenton County records · APN 056-44-00-001.23

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4502 VIRGINIA AVE, COVINGTON, KY 41015-1839
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2022Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA
Aug 09, 2019Grant Deed, Transfer · Conventional Mortgage
CENTERBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2022 · Amount on Record
Deed SaleApr 05, 2022 · Amount on Record
Prior SaleAug 09, 2019 · Amount on Record
Deed Doc Number0000015822
Deed Book / Page158 / 22
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 05, 2022
Property Address4502 VIRGINIA AVE, COVINGTON, KY 41015-1839
Document Number0005900307
Book / Page158 / 22
Instrument DateMar 24, 2022
Instrument22040505900307
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4502 VIRGINIA AVE, COVINGTON, KY 41015-1839

Transferred To (Grantee/Buyer)

NameVerified Name
Address4502 VIRGINIA AVE, COVINGTON, KY 41015-1839

Mortgage

Document Number0005900308
DateApr 05, 2022
Instrument22040505900308
Lender
NameCINCINNATI FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 09, 2019
Property Address4502 VIRGINIA AVE, COVINGTON, KY 41015-1839
Document Number0000000139
Book / PageORC672 / 000083
Instrument DateJul 26, 2019
Instrument139
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyMATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4502 VIRGINIA AVE COVINGTON KY 410151839, COVINGTON, KY 41015-1839

Mortgage

Document Number140
DateAug 09, 2019
Book Page0C6727/000086
Instrument140
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 08, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,711.00 (-0.52%)$129,200 (-) Land $5,000 Building $124,200$129,200 (-) Land $5,000 Building $124,200
2023$1,720.00$129,200 Land $5,000 Building $124,200$129,200 Land $5,000 Building $124,200

Flood & Wildfire

4502 Virginia Ave is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 4th in Kentucky
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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