4506 Lancaster Rd, Smyrna, TN 37167 Property Records

Rutherford County property record for 4506 Lancaster Rd, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,594 sqft · built 2018
Lot Size	0.318 acres (13,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,950 (Feb 2019)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051C-C-005.00-000`

Property Details

APN / Parcel Number

Primary APN	`051C-C-005.00-000`
Alternative APNs	`051C C 00500` `R0115442`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,594 sqft Living Area
1st Floor Area	1,506 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	13,867 sqft (0.318 acres)
Lot Dimensions	150 ft deep x 92.2 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115442
Street Address	4506 LANCASTER RD
City	SMYRNA
State	TN
Zip	37167-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODCREST SEC 4
Legal Lot Number	69
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	2
Census Block	2016
Census Tract	40811

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4506 LANCASTER RD, SMYRNA, TN 37167-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Aug 5, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 22, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI CMG FIN'L
Jul 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20192276
Deed Book / Page	1749 / 3375
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4506 LANCASTER RD, SMYRNA, TN 37167-1657
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20592191
Date	Mar 30, 2021
Book Page	2059/2191
Instrument	2350628

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4506 LANCASTER RD, SMYRNA, TN 37167-1657
Document Number	RB18013869
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4506 LANCASTER RD SMYRNA TN 371671657, SMYRNA, TN 37167-1657

Mortgage

Document Number	RB18013869
Date	Aug 13, 2019
Book Page	001801/003869
Instrument	2222384

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 22, 2019
Property Address	4506 LANCASTER RD, SMYRNA, TN 37167-1657
Document Number	RB17493375
Book / Page	001749 / 003375
Instrument Date	Feb 21, 2019
Instrument	2192276
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2019
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4506 LANCASTER RD SMYRNA TN 371671657, SMYRNA, TN 37167-1657

Mortgage

Document Number	RB17493378
Date	Feb 22, 2019
Book Page	001749/003378
Instrument	2192277

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 27, 2018
Property Address	4506 LANCASTER RD, SMYRNA, TN 37167-1657
Book / Page	001695 / 001724
Instrument Date	Jul 18, 2018
Instrument	2158709
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6064 CENTRAL PIKE MT JULIET TN 371223548, MT JULIET, TN 37122-3548

Mortgage

Document Number	RB16951724
Date	Jul 27, 2018
Book Page	001695/001724
Instrument	2158709

Lender

Name	COMMUNITY BK
Type	Bank
Address	ASHLAND CITY, TN 37015

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 26, 2019

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Smyrna Town
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,200 (+24.36%) Land $30,000 Building $107,200	$548,800 (+24.36%) Land $120,000 Building $428,800
2025	$2,650.00	$110,325 (-) Land $13,750 Building $96,575
2023	$2,650.00	$110,325 Land $13,750 Building $96,575	$441,300 (-) Land $55,000 Building $386,300
2022			$441,300 Land $55,000 Building $386,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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