4503 Lancaster Rd, Smyrna, TN 37167 Property Records

Rutherford County property record for 4503 Lancaster Rd, Smyrna, TN 37167

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,462 sqft · built 2018
Lot Size0.142 acres (6,169 sqft)
Owner2 Individual Names on File
Last Sale$421,305 (Aug 2018)
Tax Bill$2,466 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051C-C-010.00-000

Property Details

APN / Parcel Number

Primary APN051C-C-010.00-000
Alternative APNs
  • 051C C 01000
  • R0115448

Interior

Bedrooms4 Beds
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,462 sqft Living Area
1st Floor Area1,736 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area6,169 sqft (0.142 acres)
Lot Dimensions151 ft deep x 40.8 ft wide
Garage TypeAttached
Garage Area280 sqft
PorchSlab
Porch Area238 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account NumberR0115448
Street Address4503 LANCASTER RD
CitySMYRNA
StateTN
Zip37167-1658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWOODCREST SEC 4
Legal Lot Number74
JurisdictionRUTHERFORD TN
Township / Civil Division9
Census Block Group2
Census Block2016
Census Tract40811

Owner

Source: Rutherford County assessment roll, APN 051C-C-010.00-000, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4503 LANCASTER RD, SMYRNA, TN 37167-1658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Aug 30, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Deed Document Number20182164795
Deed Book / Page1705 / 2261
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address4503 LANCASTER RD, SMYRNA, TN 37167-1658
Document NumberRB19153925
Instrument DateJun 02, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4503 LANCASTER RD SMYRNA TN 371671658, SMYRNA, TN 37167-1658

Mortgage

Document NumberRB19153925
DateJun 12, 2020
Book Page001915/003925
Instrument2281184
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateAug 30, 2018
Property Address4503 LANCASTER RD, SMYRNA, TN 37167-1658
Document NumberRB17052261
Book / Page001705 / 002261
Instrument DateAug 29, 2018
Instrument2164795
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,558.83
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4503 LANCASTER RD SMYRNA TN 371671658, SMYRNA, TN 37167-1658

Mortgage

Document NumberRB17052264
DateAug 30, 2018
Book Page001705/002264
Instrument2164796
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalitySmyrna Town
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$128,725 (+25.4%) Land $30,000 Building $98,725$514,900 (+25.4%) Land $120,000 Building $394,900
2025$2,466.00$102,650 (-) Land $13,750 Building $88,900
2023$2,466.00$102,650 Land $13,750 Building $88,900$410,600 (-) Land $55,000 Building $355,600
2022$410,600 Land $55,000 Building $355,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), as of January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490408112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimFeb 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 323 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: MTE Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000791, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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