4505 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4505 W 7th St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,560 sqft · built 1930
Lot Size0.181 acres (7,909 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jul 2026)
Tax Bill$2,828 (2026)
Deeds & MortgagesJul 2026 Sale
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN010-3960-00100

Property Details

APN / Parcel Number

Primary APN010-3960-00100
Alternative APN
  • 557836

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,560 sqft Gross Area
1st Floor Area1,040 sqft
Basement Area520 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,909 sqft (0.181 acres)
Garage Area624 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area70 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number557836
Street Address4505 W 7TH ST
CityDULUTH
StateMN
Zip55807-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 AND W 25 FT OF LOT 8 SERIAL #
Legal SubdivisionW H RICHARDSONS DIV OF DULUTH
Legal Block2
Legal Lot Number7-8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4007
Census Tract15800

Owner

Source: St. Louis County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4505 W 7TH ST, DULUTH, MN 55807-1436
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer
TITLE TEAM LLC, TITLE TEAM
Jan 5, 2017Loan Modification, Mortgage · Line of Credit
REPUBLIC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Deed Document Number20261104255
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 31, 2026
Property Address4505 W 7TH ST, DULUTH, MN 55807-1436
Document Number0001104255
Instrument DateJul 23, 2026
Instrument20261104255
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyTITLE TEAM LLC, TITLE TEAM

Transaction

AmountAmount Recorded
Tax$63,327.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4505 W 7TH ST, DULUTH, MN 55807-1436

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address4505 W 7TH ST, DULUTH, MN 55807-1436
Document Number000T982525
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4341 KINGSTON RD DULUTH MN 558031243, DULUTH, MN 55803-1243

Mortgage

Document Number000T982525
DateFeb 24, 2017
InstrumentT982525
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 23, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,828.00 (+0.21%) Homeowner's exemption
2025$2,822.00 (+7.14%) Homeowner's exemption$245,300 (+7.54%) Land $19,000 Building $226,300$245,300 (+7.54%) Land $19,000 Building $226,300
2024$2,634.00$228,100 (+8.36%) Land $20,300 Building $207,800$228,100 (+8.36%) Land $20,300 Building $207,800
2022$210,500 Land $18,700 Building $191,800$210,500 Land $18,700 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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