St. Louis County property record for 4425 W 7th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,122 sqft · built 1926 |
| Lot Size | 0.101 acres (4,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Jul 2017) |
| Tax Bill | $2,564 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0830-01670 |
| Primary APN | 010-0830-01670 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Gross Area |
| 1st Floor Area | 654 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,417 sqft (0.101 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 50 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1093197 |
|---|---|
| Street Address | 4425 W 7TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOTS 13 14 15 AND 16 BLK 30LYING WITHIN 33 FT OF THE W LINE OF LOT12 BLK 30 SERIAL # |
| Legal Subdivision | DICKERMANS ADDITION TO WEST DULUTH |
| Legal Block | 30 |
| Legal Lot Number | 12-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 15800 |
4425 W 7th St is owned and occupied by an individual who bought it in July 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Jul 24, 2017 | Warranty Deed, Transfer · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on File |
| Deed Sale | Jul 24, 2017 · Amount on File |
| Prior Sale | Jul 16, 2009 · Amount on File |
| Deed Document Number | 2017987565 |
| Prior Transfer Date | Feb 27, 2001 |
| Prior Transfer Doc | 0000697720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 9, 2026 |
| Property Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 0001102290 |
| Instrument Date | May 18, 2026 |
| Instrument | 20261102290 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 0001102290, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 20261102290 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001048528 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 1048528 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 0001040886 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 1040886 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 24, 2017 |
| Property Address | 4425 W 7TH ST, DULUTH, MN 55807-1434 |
| Document Number | 000T987565 |
| Instrument Date | Jul 19, 2017 |
| Instrument | T987565 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4425 W 7TH ST DULUTH MN 558071434, DULUTH, MN 55807-1434 |
| Document Number | T987566 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | T987566 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
The 2026 property tax bill for 4425 W 7th St was $2,564 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,564.00 (+0.47%) Homeowner's exemption | ||
| 2025 | $2,552.00 (+2.49%) Homeowner's exemption | $226,500 (+7.96%) Land $11,400 Building $215,100 | $226,500 (+7.96%) Land $11,400 Building $215,100 |
| 2024 | $2,490.00 | $209,800 Land $12,200 Building $197,600 | $209,800 Land $12,200 Building $197,600 |
| 2022 | $177,300 Land $11,200 Building $166,100 | $177,300 Land $11,200 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4425 W 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4425 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures