4505 Mountaingate Dr, Rocklin, CA 95765 Property Records

Placer County property record for 4505 Mountaingate Dr, Rocklin, CA 95765

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,333 sqft · built 1999
Lot Size0.22 acres (9,563 sqft)
Owner2 Company Names on File
Last Sale$575,000 (Oct 2014)
Tax Bill$7,661 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN372-010-012-000

Property Details

APN / Parcel Number

Primary APN372-010-012-000
Alternative APN
  • 372-010-012

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,333 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBungalow
Construction TypeFrame
Lot Area9,563 sqft (0.22 acres)
Garage Area706 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number372-010-012
Street Address4505 MOUNTAINGATE DR
CityROCKLIN
StateCA
Zip95765-5273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 STANFORD FOOTHILLS PARCEL 103 S-55
Legal SubdivisionSTANFORD FOOTHILLS PARCEL 103
Legal Lot Number12
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1004
Census Tract21324

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
OPTIMUM FIRST INC
Oct 16, 2019Quit Claim Deed, Transfer · Conventional Mortgage
OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 3, 2014 · Amount on Record
Deed SaleOct 3, 2014 · Amount on Record
Prior SaleMar 27, 2000 · Amount on Record
Deed Document Number201469533
Last Transfer DateSep 24, 2019
Transfer Doc0000080810
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMay 20, 2026
Property Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
Document Number0000029092
Instrument DateMay 11, 2026
Instrument202629092
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
InvestorPossibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273

Mortgage

Document Number0000043315
DateMar 29, 2021
Instrument2021-0043315
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
Document Number0000043063
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4505 MOUNTAINGATE DR ROCKLIN CA 957655273, ROCKLIN, CA 95765-5273

Mortgage

Document Number0000043063
DateMay 11, 2020
Instrument43063
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPLACER CA
Recording DateOct 16, 2019
Property Address4505 MOUNTAINGATE DR, ROCKLIN, CA 95765-5273
Document Number0000080810
Instrument DateSep 24, 2019
Instrument80810
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4505 MOUNTAINGATE DR ROCKLIN CA 957655273, ROCKLIN, CA 95765-5273

Mortgage

Document Number80811
DateOct 16, 2019
Instrument80811
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRocklin City
Unified School DistrictRocklin Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$704,873 (+2%) Land $211,459 Building $493,414
2025$7,661.00 (+2.41%) Homeowner's exemption$691,053 (+4.04%) Land $207,313 Building $483,740
2023$7,481.00 (+2.52%) Homeowner's exemption$664,220 Land $199,264 Building $464,956
2022$7,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Radiate Holdings
Cable
1,500 / 50

May also be available: DigitalPath, Verizon, Zeta Broadband.

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