4505 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 4505 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1979
Lot Size	1.5 acres (65,688 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-225-003B`

Property Details

APN / Parcel Number

Primary APN	`01-225-003B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,688 sqft (1.5 acres)
Garage Type	Detached
Garage Area	1,410 sqft

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4505 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8728-0423
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2008
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Feb 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023
Deed Sale	Jun 16, 2023
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202314406
Deed Book / Page	8728 / 423
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0008728423
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 16, 2023
Property Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055
Document Number	0008728423
Book / Page	8728 / 423
Instrument Date	Jun 12, 2023
Instrument	14406
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055

Mortgage

Document Number	0000014407
Date	Jun 16, 2023
Instrument	14407

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 9, 2017
Property Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055
Document Number	0006874672
Book / Page	6874 / 672
Instrument Date	Feb 7, 2017
Instrument	0003804
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 E HIGHWAY 218, MONROE, NC 28110-7055

Mortgage

Document Number	0000003805
Date	Feb 9, 2017
Instrument	0003805

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,800 (-) Land $88,600 Building $258,200	$346,800 (-) Land $88,600 Building $258,200
2025	$1,753.00 (+28.14%)	$346,800 (+58.79%) Land $88,600 Building $258,200	$346,800 (+58.79%) Land $88,600 Building $258,200
2023	$1,368.00	$218,400 (-) Land $25,600 Building $192,800	$218,400 (-) Land $25,600 Building $192,800
2022	$1,368.00	$218,400 Land $25,600 Building $192,800	$218,400 Land $25,600 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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