Union County property record for 4405 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,070 sqft · built 1932 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jul 2007) |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-225-015 |
| Primary APN | 01-225-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4405 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | SIMPSON 4405 HWY 218 |
| Jurisdiction | UNION NC |
| Township / Civil Division | NEW SALEM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20100 |
4405 E Hwy 218 is owned and occupied by an individual who bought it in July 2007.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4405 E HIGHWAY 218, MONROE, NC 28110-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2007 · Amount on File |
| Deed Sale | Jul 30, 2007 · Amount on File |
| Deed Document Number | 200734153 |
| Deed Book / Page | 4639 / 201 |
| Prior Transfer Date | Aug 29, 2006 |
| Prior Transfer Doc | 4286740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4405 E HIGHWAY 218, MONROE, NC 28110-7054 |
| Document Number | 7212726 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4405 E HIGHWAY 218 MONROE NC 281107054, MONROE, NC 28110-7054 |
| Document Number | 7212726 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 007212/000726 |
| Instrument | 22316 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 7, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4405 E Hwy 218 was $959.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,800 (-) Land $96,400 Building $93,400 | $189,800 (-) Land $96,400 Building $93,400 | |
| 2025 | $959.00 | $189,800 Land $96,400 Building $93,400 | $189,800 Land $96,400 Building $93,400 |
| 2023 | $774.00 | $123,600 Land $30,400 Building $93,200 | $123,600 Land $30,400 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4405 E Hwy 218 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4405 E Hwy 218 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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