4505 Bayside Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4505 Bayside Dr, Milton, FL 32583

Property Summary

Property Type	Vacant Land
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$353 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`32-1N-29-0228-00000-0230`

Property Details

APN / Parcel Number

Primary APN	`32-1N-29-0228-00000-0230`
Alternative APN	`N291320228000000230`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	4505 BAYSIDE DR
City	MILTON
State	FL
Zip	32583-8423
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	BAYSIDE LOT 23 AS DES IN OR 3977 PG 135
Legal Range	29W
Legal Township	1N
Legal Section	32
Legal Subdivision	BAYSIDE
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3023
Census Tract	10711

Owner

4505 Bayside Dr, vacant land, is owned by two individuals who acquired it in February 2013.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4509 BAYSIDE DR, MILTON, FL 32583-8423
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2004
Deed Sale	Jan 16, 2004
Prior Sale	Dec 31, 2003 · Amount on File
Deed Book / Page	2249 / 914
Last Transfer Date	Feb 22, 2013
Transfer Doc	0032291202
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 15, 2020
Property Address	4505 BAYSIDE DR, MILTON, FL 32583-8423
Document Number	0039770135
Book / Page	003977 / 000135
Instrument Date	Jun 29, 2020
Instrument	35195
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,461.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4505 BAYSIDE DR MILTON FL 32583, MILTON, FL 32583

Mortgage

Document Number	39770137
Date	Jul 15, 2020
Book Page	003977/000137
Instrument	35196

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 (-) Land $42,000	$42,000 (-) Land $42,000
2024	$353.00 (+2.02%)	$42,000 (-) Land $42,000	$42,000 (-) Land $42,000
2023	$346.00 (+34.63%)	$42,000 (+55.56%) Land $42,000	$42,000 (+55.56%) Land $42,000
2022	$257.00	$27,000	$27,000 Land $27,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4505 Bayside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	15 (2020–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4505 Bayside Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20