4500 Bayside Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4500 Bayside Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,501 sqft · built 1988
Owner	Individual Name on File
Last Sale	$549,000 (Jul 2020)
Tax Bill	$6,485 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`32-1N-29-0228-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`32-1N-29-0228-00000-0210`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,501 sqft Heated Area
Gross Area	5,456 sqft
1st Floor Area	3,141 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Width	169 ft Width
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,745 sqft
Deck Area	390 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	321N290228000000210
Street Address	4500 BAYSIDE DR
City	MILTON
State	FL
Zip	32583-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAYSIDE LOT 21 AS DES IN OR 3972 PG 30
Legal Range	29W
Legal Township	01N
Legal Section	32
Legal Subdivision	BAYSIDE
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3023
Census Tract	10711

Owner

4500 Bayside Dr is owned and occupied by an individual who bought it in July 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4500 BAYSIDE DR, MILTON, FL 32583-8422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL H & BELINDA C MEADOWS
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	202032862
Deed Book / Page	3972 / 30
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4500 BAYSIDE DR, MILTON, FL 32583-8422
Document Number	0039721123
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	344 TERRACE BLVD LEWISTOWN PA 170442423, LEWISTOWN, PA 17044-2423

Mortgage

Document Number	0039721123
Date	Jul 6, 2020
Book Page	003972/001123
Instrument	33074

Lender

Name	MICHAEL H & BELINDA C MEADOWS
Address	4500 BAYSIDE DR, MILTON, FL 32583-8422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 2, 2020
Property Address	4500 BAYSIDE DR, MILTON, FL 32583-8422
Document Number	0039720030
Book / Page	3972 / 30
Map Reference	MB D PG 93
Instrument Date	Jun 25, 2020
Instrument	202032862
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 CYPRESS COVE DR, EUFAULA, AL 36027-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 TERRACE BLVD, LEWISTOWN, PA 17044-2423

Mortgage

Document Number	0000397232
Date	Jul 2, 2020
Instrument	3972/32

Lender

Name	CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,485.00 (+7.07%)	$519,868 (+15.59%) Land $130,045 Building $389,823	$519,868 (+15.59%) Land $130,045 Building $389,823
2023	$6,057.00 (+6.41%)	$449,746 (+3.68%) Land $130,045 Building $319,701	$449,746 (+3.68%) Land $130,045 Building $319,701
2022	$5,692.00	$433,775	$433,775 Land $130,045 Building $303,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4500 Bayside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	15 (2020–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4500 Bayside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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