4504 W Gray St, Tampa, FL 33609 Property Records

Hillsborough County property record for 4504 W Gray St, Tampa, FL 33609

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,824 sqft · built 2006
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2020)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`114293-0536`

Property Details

APN / Parcel Number

Primary APN	`114293-0536`
Alternative APN	`A20291880B000000000030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	820 sqft
2nd Floor Area	1,640 sqft
Upper Floors Area	184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1142930536
Street Address	4504 W GRAY ST
City	TAMPA
State	FL
Zip	33609-2008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	THE BORGHESE VILLAS AT WESTSHORE LOT 3
Legal Range	18E
Legal Township	29S
Legal Section	20
Legal Subdivision	THE BORGHESE VILLAS AT WESTSHORE
Legal Tract	80B
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1010
Census Tract	4700

Owner

4504 W Gray St, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4504 W GRAY ST, TAMPA, FL 33609-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Aug 15, 2008 · Amount on File
Deed Document Number	2020538651
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	0000428089
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 18, 2020
Property Address	4504 W GRAY ST, TAMPA, FL 33609-2008
Document Number	0000538651
Map Reference	MB 102 PG 206&207
Instrument Date	Dec 11, 2020
Instrument	2020538651
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLE SOLUTIONS GROUP OF FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4109 W SAN MIGUEL ST, 4109, TAMPA, FL 33629-5727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4504 W GRAY ST, TAMPA, FL 33609-2008

Mortgage

Document Number	0000538652
Date	Dec 18, 2020
Instrument	2020538652

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4504 W Gray St was $5,588 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,186 (-3.36%) Land $30,671 Building $277,515	$308,186 (-3.36%) Land $30,671 Building $277,515
2025	$5,588.00 Homeowner's exemption	$318,892 Land $31,739 Building $287,153	$318,892 Land $31,739 Building $287,153
2023	$6,636.00 (+2.69%) Homeowner's exemption	$383,236 (+3%)	$466,801 (+4.78%) Land $46,548 Building $420,253
2022	$6,462.00 Homeowner's exemption	$372,074	$445,520 Land $44,418 Building $401,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4504 W Gray St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 units insured incl. 75 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4504 W Gray St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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