4424 W Gray St, Tampa, FL 33609 Property Records

Hillsborough County property record for 4424 W Gray St, Tampa, FL 33609

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,597 sqft · built 2001
Lot Size	0.023 acres (1,016 sqft)
Owner	Individual Name on File
Last Sale	$176,200 (Feb 2001)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Mar 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114293-0222`

Property Details

APN / Parcel Number

Primary APN	`114293-0222`
Alternative APN	`A2029185Q7000000044240`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,597 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	28 sqft
2nd Floor Area	1,468 sqft
Upper Floors Area	101 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,016 sqft (0.023 acres)
Garage Type	Attached
Garage Area	233 sqft
Parking Spaces	1 Parking Space
Deck Area	88 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1142930222
Street Address	4424 W GRAY ST
City	TAMPA
State	FL
Zip	33609-2006
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	THE GATES OF WESTSHORE A CONDOMINIUM UNIT 4424 AND AN UNDIV 1/12 INT IN COMMON ELEMENTS
Legal Range	18E
Legal Township	29S
Legal Section	20
Legal Subdivision	THE GATES OF WESTSHORE A CONDOMINIUM
Legal Tract	5Q7
Legal Lot Number	4424
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	3
Census Block	3024
Census Tract	4700

Owner

4424 W Gray St, a condominium, is owned and occupied by an individual who bought it in February 2001.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4424 W GRAY ST, TAMPA, FL 33609-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2001 · Amount on File
Deed Sale	Feb 21, 2001 · Amount on File
Deed Book / Page	10624 / 1934
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4424 W GRAY ST, TAMPA, FL 33609-2006
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 W GRAY ST, TAMPA, FL 33609-2006

Mortgage

Document Number	0000125274
Date	Mar 24, 2023
Instrument	2023125274

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	880 Months
Due	Jul 3, 2096

Tax Assessment & Valuation

The 2025 property tax bill for 4424 W Gray St was $2,472 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,033 (+2.7%)	$363,927 (-4.04%) Land $100 Building $363,827
2025	$2,472.00 Homeowner's exemption Disabled Person's exemption	$168,484	$379,250 Land $100 Building $379,150
2023	$2,202.00 (-0.54%) Homeowner's exemption Disabled Person's exemption	$158,967 (+3%)	$375,821 (+7.69%) Land $100 Building $375,721
2022	$2,214.00 Homeowner's exemption Disabled Person's exemption	$154,337	$348,976 Land $100 Building $348,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4424 W Gray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4424 W Gray St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20