4503 River Rd, Richmond, TX 77469 Property Records

Fort Bend County property record for 4503 River Rd, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 2020
Lot Size	0.146 acres (6,344 sqft)
Owner	Company Name on Record
Last Sale	$186,420 (Jun 2025)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R487310`

Property Details

APN / Parcel Number

Primary APN	`R487310`
Alternative APN	`7620-05-001-0780-901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,399 sqft Living Area
Gross Area	1,789 sqft
1st Floor Area	1,399 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,344 sqft (0.146 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4503 RIVER RD
City	RICHMOND
State	TX
Zip	77469-2694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD VILLAGE SEC 5, BLOCK 1, LOT 78, AMENDING PLAT
Legal Subdivision	RIVERWOOD VILLAGE SEC 5
Legal Block	1
Legal Lot Number	78
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	675000

Owner

Source: Fort Bend County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12607 BEXLEY DR, HOUSTON, TX 77099-1312
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage PANORAMA MORTGAGE GROUP
Feb 9, 2023	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP
Dec 7, 2020	Warranty Deed, Subdivision Related Transfer CADENCE BK NA
Jun 29, 2020	Grant Deed, Transfer CROWN TITLE HOUSTON DIV
Jun 26, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Feb 9, 2023
Deed Document Number	202563754
Prior Transfer Date	Jun 3, 2025
Prior Transfer Doc	0000063754
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4503 RIVER RD, RICHMOND, TX 77469-2694
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	NOT AVAILABLE, CHARTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018636
Date	Mar 2, 2023
Instrument	2023018636

Lender

Name	PANORAMA MORTGAGE GROUP
Address	LAS VEGAS, NV 89119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Feb 9, 2023
Property Address	4503 RIVER RD, RICHMOND, TX 77469-2694
Document Number	0000011996
Map Reference	PL 20190160
Instrument Date	Feb 9, 2023
Instrument	2023011996
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHARTER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 RIVER RD, RICHMOND, TX 77469-2694

Mortgage

Document Number	0000011997
Date	Feb 9, 2023
Instrument	2023011997

Lender

Name	PANORAMA MORTGAGE GROUP
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0000011998
Date	Feb 9, 2023
Instrument	2023011998

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 9, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 7, 2020
Property Address	4503 RIVER RD, RICHMOND, TX 77469-2694
Document Number	0000174170
Instrument Date	Nov 23, 2020
Instrument	174170
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4503 RIVER RD RICHMOND TX 774692694, RICHMOND, TX 77469-2694

Mortgage

Document Number	174171
Date	Dec 7, 2020
Instrument	174171

Lender

Name	CADENCE BK NA
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORT BEND TX
Recording Date	Jun 29, 2020
Property Address	4503 RIVER RD, RICHMOND, TX 77469-2694
Document Number	0000077929
Instrument Date	Jun 26, 2020
Instrument	77929
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	CROWN TITLE HOUSTON DIV

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7670 WOODWAY DR #300 HOUSTON TX 770631520, 300, HOUSTON, TX 77063-1520

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	4503 RIVER RD, RICHMOND, TX 77469-2694
Document Number	0000077930
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CROWN TITLE HOUSTON DIV

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2401 FOUNTAIN VIEW DR #215 HOUSTON TX 770574804, 215, HOUSTON, TX 77057-4804

Mortgage

Document Number	0000077930
Date	Jun 29, 2020
Instrument	77930

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1445 ROSS AVE # 48TH, DALLAS, TX 75202-2711

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (-29.1%)	$251,145 (+0.27%) Land $30,264 Building $220,881	$251,145 (+0.27%) Land $30,264 Building $220,881
2024	$5,557.00 (+39.87%)	$250,477 (+0.11%) Land $30,264 Building $220,213	$250,477 (+0.11%) Land $30,264 Building $220,213
2023	$3,973.00	$250,198 Land $23,280 Building $226,918	$250,198 Land $23,280 Building $226,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 15 claims Severe Storms And Flooding, Jun 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 19 serves 1,479 people · EPA ID TX0790155
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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