4418 River Rd, Richmond, TX 77469 Property Records

Fort Bend County property record for 4418 River Rd, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 2021
Lot Size	0.156 acres (6,775 sqft)
Owner	Individual Name on File
Last Sale	$304,200 (Jan 2022)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R487399`

Property Details

APN / Parcel Number

Primary APN	`R487399`
Alternative APN	`7620-05-004-0090-901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Frame/Masonry
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Lot Area	6,775 sqft (0.156 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4418 RIVER RD
City	RICHMOND
State	TX
Zip	77469-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD VILLAGE SEC 5, BLOCK 4, LOT 9, AMENDING PLAT
Legal Subdivision	RIVERWOOD VILLAGE SEC 5
Legal Block	4
Legal Lot Number	9
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	2
Census Block	2004
Census Tract	675000

Owner

4418 River Rd is owned and occupied by an individual who bought it in January 2022.

Source: Fort Bend County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4418 RIVER RD, RICHMOND, TX 77469-2690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Aug 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 19, 2022	Vendor's Lien, Subdivision Related Transfer ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	20228534
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Jul 14, 2026
Property Address	4418 RIVER RD, RICHMOND, TX 77469-2690
Document Number	0000072469
Instrument Date	Jul 6, 2026
Instrument	202672469
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 RIVER RD, RICHMOND, TX 77469-2690

Mortgage

Document Number	0000072469,
Date	Jul 14, 2026
Instrument	202672469

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4418 RIVER RD, RICHMOND, TX 77469-2690
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17510 RED OAK DR 200, 200, HOUSTON, TX 77090-1304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139373
Date	Aug 20, 2021
Instrument	2021139373

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SPRING, TX 77380

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4418 RIVER RD, RICHMOND, TX 77469-2690
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008536
Date	Jan 19, 2022
Instrument	2022008536

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jan 19, 2022
Property Address	4418 RIVER RD, RICHMOND, TX 77469-2690
Document Number	0000008534
Map Reference	PL 20190160
Instrument Date	Dec 30, 2021
Instrument	2022008534
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2023
Title Company	RED OAK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jan 19, 2022

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000008535
Date	Jan 19, 2022
Instrument	2022008535

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4418 River Rd was $3,368 with a homeowner's exemption, down 12.7% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (-12.68%) Homeowner's exemption	$236,820 (+1%) Land $27,238 Building $209,582	$236,820 (+1%) Land $27,238 Building $209,582
2024	$3,857.00 (+55.4%) Homeowner's exemption	$234,467 (-3.14%) Land $27,238 Building $207,229	$234,467 (-3.14%) Land $27,238 Building $207,229
2023	$2,482.00 Homeowner's exemption	$242,060 Land $20,952 Building $221,108	$242,060 Land $20,952 Building $221,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4418 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 15 claims Severe Storms And Flooding, Jun 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4418 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 19 serves 1,479 people · EPA ID TX0790155
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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