Hernando County property record for 4503 Jacona Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,977 sqft · built 1972 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $490,000 (Sep 2025) |
| Tax Bill | $6,325 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0420-0020 |
| Primary APN | R12-223-16-2010-0420-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,977 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 1,977 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Block/Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 360 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 311 sqft |
| Deck Area | 156 sqft |
| Patio Area | 629 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00157895 |
|---|---|
| Street Address | 4503 JACONA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 42 LOT 2 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 42 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
4503 Jacona Dr is owned by a company that acquired it in September 2026.
Source: Hernando County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7401 135TH ST, SEMINOLE, FL 33776-3902 |
| Owner Type | Company |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 202563611 |
| Deed Book / Page | 4608 / 1870 |
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000061942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 4503 JACONA DR, HERNANDO BEACH, FL 34607-2838 |
| Document Number | 0000061942 |
| Book / Page | 4759 / 1440 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202661942 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 7401 135TH ST, SEMINOLE, FL 33776-3902 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 12, 2025 |
| Property Address | 4503 JACONA DR, HERNANDO BEACH, FL 34607-2838 |
| Document Number | 0046081870 |
| Book / Page | 4608 / 1870 |
| Map Reference | MB 6 PG 95-A-95-C |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025063611 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 744 ANNABELL RIDGE RD, MINNEOLA, FL 34715-6112 |
| Name | Verified Name |
|---|---|
| Address | 7401 135TH ST, SEMINOLE, FL 33776-3902 |
| Document Number | 0046081872 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 4608/1872 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 4503 JACONA DR, HERNANDO BEACH, FL 34607-2838 |
| Document Number | 0039020709 |
| Book / Page | 3902 / 709 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020065674 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1313 GREAT SHOALS CIR, 1313, LAWRENCEVILLE, GA 30045-7096 |
| Name | Verified Name |
|---|---|
| Address | 4503 JACONA DR, HERNANDO BEACH, FL 34607-2838 |
| Document Number | 3902711 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 3902/711 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 4503 Jacona Dr was $6,325, up 3.1% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,325.00 (+3.06%) | $398,411 (+1%) | $426,422 (+4.35%) Land $229,810 Building $196,612 |
| 2024 | $6,137.00 | $362,192 (+1%) | $408,661 Land $180,230 Building $228,431 |
| 2023 | $329,265 Land $122,354 Building $206,911 | ||
| 2022 | $5,525.00 | $412,081 Land $180,230 Building $231,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4503 Jacona Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4503 Jacona Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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