Hernando County property record for 4498 Jacona Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,927 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Sep 2021) |
| Tax Bill | $10,190 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0420-0200 |
| Primary APN | R12-223-16-2010-0420-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,927 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 1,927 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 836 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00158055 |
|---|---|
| Street Address | 4498 JACONA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 42 LOT 20 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 42 |
| Legal Lot Number | 20 |
| Legal Unit | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY BANK |
| May 7, 2018 | Warranty Deed, Transfer AMERICAS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 2021068176 |
| Deed Book / Page | 4053 / 1448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 0042831815 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 4283/1815 |
| Instrument | 2023019847 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 10, 2021 |
| Property Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 0040531448 |
| Book / Page | 4053 / 1448 |
| Map Reference | MB 6 PG 95-A-95-C |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021068176 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | NOT AVAILABLE, TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 LEE ROAD 891, 60, VALLEY, AL 36854-6872 |
| Name | Verified Name |
|---|---|
| Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 40531450 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 4053/1450 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 31, 2019 |
| Property Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 0037091923 |
| Book / Page | 3709 / 1923 |
| Map Reference | MB 6 PG 95-A |
| Instrument Date | May 31, 2019 |
| Instrument | 2019033713 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,213.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42699 DRENNON CT, 42699, TEMECULA, CA 92592-8177 |
| Name | Verified Name |
|---|---|
| Address | 4498 JACOBA DRIVE, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 0037091925 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 3709/1925 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 7, 2018 |
| Property Address | 4498 JACONA DR, HERNANDO BEACH, FL 34607-2835 |
| Document Number | 0035801752 |
| Book / Page | 003580 / 001752 |
| Instrument Date | May 3, 2018 |
| Instrument | 27784 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | AMERICAS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,143.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4498 JACONA DR HERNANDO BEACH FL 346072835, HERNANDO BEACH, FL 34607-2835 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,190.00 (-11.98%) Additional exemption filed | $753,282 (-6.06%) Land $229,810 Building $523,472 | $753,282 (-6.06%) Land $229,810 Building $523,472 |
| 2023 | $801,893 Land $186,472 Building $615,421 | ||
| 2022 | $11,577.00 | $801,893 Land $180,230 Building $621,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures