Frederick County property record for 4503 Baker Valley Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,648 sqft · built 1968 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,082 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-196350 |
| Primary APN | 07-196350 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,648 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 197 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 196350 |
|---|---|
| Street Address | 4503 BAKER VALLEY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT .60 ACRE E/S BAKER VALLEY RD. S/ARABY CH. RD. |
| Legal Subdivision | GEISBERT PAUL G |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Correction Deed |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Feb 1, 2022 | Deed, Transfer BLUE RIDGE TITLE COMPANY |
| Jun 7, 2018 | Intrafamily Transfer, Transfer · ARM SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2023 |
| Transfer Doc | 0165030123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2023 |
| Property Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Number | 0165030123 |
| Book / Page | 16503 / 123 |
| Map Reference | MB 106 PG 197 |
| Instrument Date | Jun 23, 2023 |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0138590089 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 13859/89 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0130300240 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 13030/0240 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 1, 2022 |
| Property Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Number | 0156980379 |
| Book / Page | 15698 / 379 |
| Map Reference | MB 106 PG 197 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | BLUE RIDGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Number | 0124510509 |
| Book / Page | 12451 / 0509 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4503 BAKER VALLEY RD, FREDERICK, MD 21704-7638 |
| Document Number | 0012451515 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 12451/515 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,367 (+6.13%) | $769,400 (-) Land $180,000 Building $589,400 | |
| 2025 | $8,082.00 (+5.99%) Homeowner's exemption | $685,333 (+17.03%) | $769,400 (+19.6%) Land $180,000 Building $589,400 |
| 2024 | $7,625.00 (+8.76%) | ||
| 2023 | $7,011.00 (+10.67%) | $585,600 (+10.93%) | $643,300 (-) Land $143,300 Building $500,000 |
| 2022 | $6,335.00 | $527,900 | $643,300 Land $143,300 Building $500,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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