4433 Baker Valley Rd, Frederick, MD 21704 Property Records

Frederick County property record for 4433 Baker Valley Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,255 sqft · built 1975
Lot Size3.25 acres (141,570 sqft)
Owner2 Individual Names on Record
Tax Bill$7,860 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-209363

Property Details

APN / Parcel Number

Primary APN07-209363
Alternative APNs
  • 7209363
  • 209363

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,255 sqft Living Area
Gross Area3,495 sqft
1st Floor Area1,980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area141,570 sqft
Garage TypeDetached
Garage Area920 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area703 sqft
PorchOpen Porch
Porch Area56 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area2,352 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number209363
Street Address4433 BAKER VALLEY RD
CityFREDERICK
StateMD
Zip21704-7640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 1 SEC 1 BLK A 3.25 AC. - GEISBERT FARM S/S BAKER VALLEY ROAD
Legal SubdivisionGEISBERTS FARM
Legal BlockA
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1015
Census Tract752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4433 BAKER VALLEY RD, FREDERICK, MD 21704-7640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Aug 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2008
Deed SaleFeb 26, 2008
Prior SaleAug 30, 2006
Deed Document Number200880816
Deed Book / Page6896 / 40
Prior Transfer DateAug 25, 2006
Prior Transfer Doc0062020515
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4433 BAKER VALLEY RD, FREDERICK, MD 21704-7640
Transaction TypeMortgage
Record UpdatedMar 3, 2023
Title CompanyNOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0163250102
DateFeb 8, 2023
Book Page16325/102
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4433 BAKER VALLEY RD, FREDERICK, MD 21704-7640
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4433 BAKER VALLEY RD, FREDERICK, MD 21704-7640

Mortgage

Document Number0139910283
DateAug 18, 2020
Book Page13991/283
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4433 BAKER VALLEY RD, FREDERICK, MD 21704-7640
Document Number0126020025
Instrument DateAug 18, 2018
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyMORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4433 BAKER VALLEY RD FREDERICK MD 217047640, FREDERICK, MD 21704-7640

Mortgage

Document Number0126020025
DateSep 4, 2018
Book Page012602/000025
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 3, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$684,533 (+8.46%)$737,900 (-) Land $234,800 Building $503,100
2025$7,860.00 (+10.02%)$631,167 (+18.58%)$737,900 (+27.71%) Land $234,800 Building $503,100
2024$7,144.00 (+11.87%)
2023$6,386.00$532,267$577,800 Land $183,700 Building $394,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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