4501 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4501 Oakley St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Year Built	Built 1980
Square Footage	964 sqft Gross Area
Lot Size	16,980 sqft (0.389 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2018)
Tax Bill	$4,122.00 (2026)

Owner

Source: St. Louis County records · APN 010-2780-00960

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4501 OAKLEY ST, DULUTH, MN 55804-1229
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Doc Number	2018999587
Record Refreshed	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 27, 2018
Property Address	4501 OAKLEY ST, DULUTH, MN 55804-1229
Document Number	000T999587
Instrument Date	Jun 25, 2018
Instrument	T999587
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 OAKLEY ST DULUTH MN 558041229, DULUTH, MN 55804-1229

Mortgage

Document Number	T999588
Date	Jun 27, 2018
Instrument	T999588

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,122.00 (+7.12%) Homeowner's exemption
2025	$3,848.00 (+7.73%) Homeowner's exemption	$316,600 (+6.35%) Land $60,100 Building $256,500	$316,600 (+6.35%) Land $60,100 Building $256,500
2024	$3,572.00	$297,700 (+22.66%) Land $58,000 Building $239,700	$297,700 (+22.66%) Land $58,000 Building $239,700
2022		$242,700 Land $44,700 Building $198,000	$242,700 Land $44,700 Building $198,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-2780-00960`
Alternative APN	`1053338`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Building Area	964 sqft Gross Area
1st Floor	964 sqft 1st Floor
Basement Area	400 sqft Basement
Finished Basement	400 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	16,980 sqft (0.389 acres)
Garage Area	432 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	32 sqft Deck
Sauna	Sauna
Cabin/Rustic Dwelling	432 sqft Cabin

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1053338
Street Address	4501 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1229
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:007 SERIAL #
Legal Subdivision	LAKESIDE GARDENS DULUTH
Legal Block	7
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4000
Census Tract	600