4501 Willow Tree Way, Harlingen, TX 78552 Property Records

Cameron County property record for 4501 Willow Tree Way, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 2006
Lot Size	0.273 acres (11,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,200 (Jan 2020)
Tax Bill	$5,273 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`881927-0040-007000`

Property Details

APN / Parcel Number

Primary APN	`881927-0040-007000`
Alternative APN	`187628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	2,189 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,869 sqft (0.273 acres)
Garage Type	Attached
Garage Area	519 sqft
Driveway	Concrete Driveway
Driveway Area	874 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	264 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4501 WILLOW TREE WAY
City	HARLINGEN
State	TX
Zip	78552-2590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDGE PHASE II LOT 7 BLK D C1-2431-B
Legal Subdivision	WATERS EDGE PHASE II
Legal Block	D
Legal Lot Number	7
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1012
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4501 WILLOW TREE WAY, HARLINGEN, TX 78552-2590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Aug 20, 2015 · Amount on Record
Deed Document Number	2020902
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	202000902
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4501 WILLOW TREE WAY, HARLINGEN, TX 78552-2590
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202118945
Date	Apr 30, 2021
Instrument	2021-18945

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jan 10, 2020
Property Address	4501 WILLOW TREE WAY, HARLINGEN, TX 78552-2590
Document Number	202000902
Map Reference	CAB 1 PG 2431-B
Instrument Date	Jan 9, 2020
Instrument	2020-00902
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 WILLOW TREE WAY, HARLINGEN, TX 78552-2590

Mortgage

Document Number	202000903
Date	Jan 10, 2020
Instrument	2020-00903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,953 (+3.36%) Land $78,929 Building $279,024	$357,953 (-) Land $78,929 Building $279,024
2025	$5,273.00 (-1.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,305 (+3.93%) Land $78,929 Building $279,024	$357,953 (+7.43%) Land $78,929 Building $279,024
2023	$5,340.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$333,209 Land $78,929 Building $254,280	$333,209 Land $78,929 Building $254,280
2022	$5,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, RGV Communications.

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