4501 John Draper Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 4501 John Draper Rd, Smithsburg, MD 21783 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,576 sqft · built 2020
Lot Size	23.1 acres (1,007,978 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2011)
Tax Bill	$3,891 (2023)
Deeds & Mortgages	May 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-267099`

Property Details

APN / Parcel Number

Primary APN	`10-267099`
Alternative APN	`267099`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Total Area
Gross Area	1,080 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,007,978 sqft (23.1 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	267099
Street Address	4501 JOHN DRAPER RD
City	SMITHSBURG
State	MD
Zip	21783-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23.14 ACRES OFF DRAPER RD
Legal Lot Number	23 14
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1025
Census Tract	752801

Owner

Source: Frederick County records · APN 10-267099

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4501 JOHN DRAPER RD, SMITHSBURG, MD 21783-9279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2011 · Amount on Record
Deed Sale	Jun 27, 2011 · Amount on Record
Prior Sale	May 04, 2009 · Amount on Record
Deed Document Number	112782
Deed Book / Page	8414 / 452
Record Updated	Jun 07, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4501 JOHN DRAPER RD, SMITHSBURG, MD 21783-9279
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129550395
Date	May 07, 2019
Book Page	12955/0395

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,891.00 Homeowner's exemption	$319,400 Land $126,200 Building $193,200	$319,400 Land $126,200 Building $193,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217528011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.