4439 John Draper Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 4439 John Draper Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,106 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2025)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-271460`

Property Details

APN / Parcel Number

Primary APN	`10-271460`
Alternative APN	`271460`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	384 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	271460
Street Address	4439 JOHN DRAPER RD
City	SMITHSBURG
State	MD
Zip	21783-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	1 AC S/S DRAPER RD. OFF FOX-GAR. RD.
Legal Subdivision	BRAEMER CONDO
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1025
Census Tract	752801

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4439 JOHN DRAPER RD, SMITHSBURG, MD 21783-9277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed, Transfer · VA Mortgage USAA FSB
Jun 12, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Book / Page	17357 / 431
Transfer Doc	0000007449
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 31, 2020
Property Address	4439 JOHN DRAPER RD, SMITHSBURG, MD 21783-9277
Document Number	0140240284
Book / Page	14024 / 284
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4439 JOHN DRAPER RD, 4439, SMITHSBURG, MD 21783-9277

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4439 JOHN DRAPER RD, SMITHSBURG, MD 21783-9277

Mortgage

Document Number	14024292
Date	Aug 31, 2020
Instrument	14024/292

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 12, 2018
Property Address	4439 JOHN DRAPER RD, SMITHSBURG, MD 21783-9277
Document Number	0124600132
Book / Page	12460 / 0132
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COMPETITIVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4439 JOHN DRAPER RD, SMITHSBURG, MD 21783-9277

Mortgage

Document Number	0012460140
Date	Jun 12, 2018
Instrument	12460/140

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,900 (+8.87%) Land $82,500 Building $316,400	$398,900 (-) Land $82,500 Building $316,400
2025	$4,625.00 (+10.36%)	$366,400 (+21.57%)	$398,900 (+32.35%) Land $82,500 Building $316,400
2024	$4,191.00 (+13.89%)
2023	$3,680.00	$301,400 Land $72,000 Building $229,400	$301,400 Land $72,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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