4501 Gresham Dr, Oxford, NC 27565 Property Records

Granville County property record for 4501 Gresham Dr, Oxford, NC 27565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 2015
Lot Size	0.83 acres (36,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30573-76403318`

Property Details

APN / Parcel Number

Primary APN	`30573-76403318`
Alternative APNs	`193000683750` `193000 186` `87443301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,874 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,183 sqft (0.83 acres)
Garage Type	Attached
Garage Area	1,154 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	87443301
Street Address	4501 GRESHAM DR
City	OXFORD
State	NC
Zip	27565-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	4501 GRESHAM DR
Legal Subdivision	GRESHAM CROSSING
Jurisdiction	GRANVILLE NC
Township / Civil Division	FISHING CREEK
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4501 GRESHAM DR, OXFORD, NC 27565-9437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 18, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Book / Page	2072 / 402
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	4501 GRESHAM DR, OXFORD, NC 27565-9437
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001775/892
Date	May 15, 2020
Book Page	1775/892

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 18, 2026
Property Address	4501 GRESHAM DR, OXFORD, NC 27565-9437
Document Number	2072000402
Book / Page	2072 / 402
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 GRESHAM DR, OXFORD, NC 27565-9437

Mortgage

Document Number	2072000406,
Date	May 18, 2026
Book Page	2072/406

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	4501 GRESHAM DR, OXFORD, NC 27565-9437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1775/892
Date	May 15, 2020
Book Page	1775/892

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Apr 28, 2017
Property Address	4501 GRESHAM DR, OXFORD, NC 27565-9437
Document Number	1640/001
Book / Page	1640 / 001
Map Reference	MB 36 PG 134
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 GRESHAM DR, OXFORD, NC 27565-9437

Mortgage

Document Number	1640004
Date	Apr 28, 2017
Instrument	1640/004

Lender

Name	HIGHLANDS UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,058 (-5.04%) Land $66,500 Building $382,558
2025	$3,195.00 (+14.23%)	$472,867 (+56.35%) Land $66,500 Building $406,367	$449,058 (-5.04%) Land $66,500 Building $382,558
2024			$472,867 (+56.35%) Land $66,500 Building $406,367
2023	$2,797.00 (+0.76%)	$302,444 (-) Land $40,000 Building $262,444	$302,444 (-) Land $40,000 Building $262,444
2022	$2,776.00	$302,444 Land $40,000 Building $262,444	$302,444 Land $40,000 Building $262,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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