4521 Gresham Dr, Oxford, NC 27565 Property Records

Granville County property record for 4521 Gresham Dr, Oxford, NC 27565

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2021
Lot Size	0.921 acres (40,156 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (Jun 2021)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30560-76403330`

Property Details

APN / Parcel Number

Primary APN	`30560-76403330`
Alternative APNs	`193000699330` `193000 172` `70803302` `1074313`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,020 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,156 sqft (0.921 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1074313
Street Address	4521 GRESHAM DR
City	OXFORD
State	NC
Zip	27565-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 8 GRESHAM CROSSING
Legal Subdivision	GRESHAM CROSSING
Legal Lot Number	8
Jurisdiction	GRANVILLE NC
Township / Civil Division	FISHING CREEK
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

4521 Gresham Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4521 GRESHAM DR, OXFORD, NC 27565-9437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 30, 2021	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Book / Page	1848 / 854
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 25, 2022
Property Address	4521 GRESHAM DR, OXFORD, NC 27565-9437
Document Number	001885/749
Book / Page	1885 / 749
Map Reference	MB 34 PG 30
Instrument Date	Jan 24, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GRESHAM DRIVE, OXFORD, NC 27565

Mortgage

Document Number	0001885751
Date	Jan 25, 2022
Instrument	1885/751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jun 30, 2021
Property Address	4521 GRESHAM DR, OXFORD, NC 27565-9437
Document Number	001848/854
Book / Page	1848 / 854
Map Reference	MB 34 PG 30
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 HAYES WAY, 39, FRANKLINTON, NC 27525-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 BRASSFIELD RD, CREEDMOOR, NC 27522-9793

Mortgage

Document Number	0001848868
Date	Jun 30, 2021
Instrument	1848/868

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	001848/856
Date	Jun 30, 2021
Book Page	1848/856

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4521 Gresham Dr was $2,904.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,294 (-) Land $66,500 Building $339,794
2025	$2,904.00	$406,294 Land $66,500 Building $339,794	$406,294 (-) Land $66,500 Building $339,794
2024			$406,294 (+56.42%) Land $66,500 Building $339,794
2023	$2,418.00 (+36.46%)	$259,741 (+30.19%) Land $40,000 Building $219,741	$259,741 (+30.19%) Land $40,000 Building $219,741
2022	$1,772.00	$199,510 Land $40,000 Building $159,510	$199,510 Land $40,000 Building $159,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4521 Gresham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4521 Gresham Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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