4501 Frost Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 4501 Frost Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1974
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Nov 1993)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`222-0-233-045`

Property Details

APN / Parcel Number

Primary APN	`222-0-233-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Location & Zoning

Street Address	4501 FROST DR
City	OXNARD
State	CA
Zip	93033-7249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 222702 LOT: 228 REF: 063MR 007
Legal Subdivision	AUSTIN & NORTHERN LAND
Legal Tract	222702
Legal Block	233
Legal Lot Number	228
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3004
Census Tract	4504

Owner

4501 Frost Dr is owned and occupied by two individuals who bought it in November 1993.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4501 FROST DR, OXNARD, CA 93033-7249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit CBC FCU
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage CBC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 1993 · Amount on File
Deed Sale	Nov 24, 1993 · Amount on File
Deed Document Number	1993227487
Prior Transfer Date	Oct 21, 1993
Prior Transfer Doc	0000227486
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4501 FROST DR, OXNARD, CA 93033-7249
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 FROST DR, OXNARD, CA 93033-7249

Mortgage

Document Number	0000068350
Date	Apr 2, 2021
Instrument	20210402-00068350

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4501 FROST DR, OXNARD, CA 93033-7249
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 FROST DR, OXNARD, CA 93033-7249

Mortgage

Document Number	0000025789
Date	Apr 11, 2023
Instrument	2023000025789

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4501 Frost Dr was $3,445 with a homeowner's exemption, up 1.7% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$294,633 (+2%) Land $117,849 Building $176,784
2025	$3,445.00 (+1.74%) Homeowner's exemption	$288,856 Land $115,538 Building $173,318
2024	$3,386.00 (+6.24%)
2023	$3,187.00 (+2.15%) Homeowner's exemption	$277,641 Land $111,052 Building $166,589
2022	$3,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4501 Frost Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4501 Frost Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile.

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