4500 Frost Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 4500 Frost Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,615 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$255,000 (Oct 2001)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`222-0-232-305`

Property Details

APN / Parcel Number

Primary APN	`222-0-232-305`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	471 sqft
Patio Area	471 sqft

Location & Zoning

Street Address	4500 FROST DR
City	OXNARD
State	CA
Zip	93033-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 222702 LOT: 221 REF: 063MR 007
Legal Subdivision	TRACT NO 2227 2
Legal Tract	222702
Legal Block	232
Legal Lot Number	221
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3005
Census Tract	4504

Owner

4500 Frost Dr is owner-occupied and held in a trust since November 2016.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	4500 FROST DR, OXNARD, CA 93033-7250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2001 · Amount on File
Deed Sale	Oct 19, 2001 · Amount on File
Deed Document Number	2001209369
Last Transfer Date	Nov 29, 2016
Transfer Doc	0000180863
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4500 FROST DR, OXNARD, CA 93033-7250
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 FROST DR, OXNARD, CA 93033-7250

Mortgage

Document Number	0000079993
Date	Apr 20, 2021
Instrument	20210420-00079993

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4500 FROST DR, OXNARD, CA 93033-7250
Document Number	0000076430
Instrument Date	Jun 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 FROST DR OXNARD CA 930337250, OXNARD, CA 93033-7250

Mortgage

Document Number	0000076430
Date	Jun 14, 2017
Instrument	76430

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4500 Frost Dr was $4,698 with a homeowner's exemption, up 1.7% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,668 (+2%) Land $153,687 Building $246,981
2025	$4,698.00 (+1.73%) Homeowner's exemption	$392,812 Land $150,673 Building $242,139
2024	$4,618.00 (+6.28%)
2023	$4,345.00 (+2.14%) Homeowner's exemption	$377,559 Land $144,821 Building $232,738
2022	$4,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4500 Frost Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 Frost Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile.

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