Kenton County property record for 4501 Decoursey Ave, Covington, KY 41015
| Property Type | Triplex |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Last Sale | $230,500 (Dec 2020) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-42-02-004.00 |
| Primary APN | 056-42-02-004.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 880 sqft Finished Area |
| Gross Area | 1,694 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4501 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1872 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | SANDFORD FRANKLIN N 24.05' LOT 25 |
| Legal Subdivision | SANDFORD FRANKLIN |
| Legal Lot Number | 25 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 PIKE ST, B, COVINGTON, KY 41011-2372 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BK |
| Dec 21, 2020 | Grant Deed, Transfer · Line of Credit KENTUCKY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Jan 19, 1999 · Amount on Record |
| Deed Document Number | 2020222 |
| Deed Book / Page | 62 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4501 DECOURSEY AVE, COVINGTON, KY 41015-1872 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1778 PROMONTORY DR, FLORENCE, KY 41042-1180 |
| Document Number | 0005900278 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | KCM 705/595 |
| Instrument | 25111205900278 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40223 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4501 DECOURSEY AVE, COVINGTON, KY 41015-1872 |
| Document Number | 0000000223 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1778 PROMONTORY DR FLORENCE KY 410421180, FLORENCE, KY 41042-1180 |
| Document Number | 0000000223 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 00M143/000907 |
| Instrument | 223 |
| Name | KENTUCKY BK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 21, 2020 |
| Property Address | 4501 DECOURSEY AVE, COVINGTON, KY 41015-1872 |
| Document Number | 0005900222 |
| Book / Page | 000062 / 000001 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 5900222 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 621 SCOTT ST COVINGTON KY 410112432, COVINGTON, KY 41011-2432 |
| Document Number | 223 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 00M143/000907 |
| Instrument | 223 |
| Name | KENTUCKY BK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,000 (+1.67%) Land $15,000 Building $125,000 | $140,000 (+1.67%) Land $15,000 Building $125,000 | |
| 2025 | $1,824.00 (-0.55%) | $137,700 (-) Land $10,000 Building $127,700 | $137,700 (-) Land $10,000 Building $127,700 |
| 2023 | $1,834.00 | $137,700 Land $10,000 Building $127,700 | $137,700 Land $10,000 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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