Kenton County property record for 4454 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1909 |
| Lot Size | 0.069 acres (3,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,000 (May 2020) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-01-033.00 |
| Primary APN | 056-43-01-033.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Finished Area |
| Gross Area | 1,364 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,040 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4454 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT & BLDG LOT 2 25'X 120' IRREG ES DECOURSEY AVE |
| Legal Subdivision | FAIRVIEW LOT & BLDG |
| Legal Lot Number | 2 |
| Legal Unit | L |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 61200 |
4454 Decoursey Ave is owned and occupied by an individual who bought it in May 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4454 DECOURSEY AVE, COVINGTON, KY 41015-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Warranty Deed, Transfer POLARIS HM FNDG |
| Aug 6, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on File |
| Deed Sale | May 26, 2020 · Amount on File |
| Prior Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 2020209 |
| Deed Book / Page | 23 / 75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2020 |
| Property Address | 4454 DECOURSEY AVE, COVINGTON, KY 41015-1856 |
| Document Number | 0000000209 |
| Book / Page | 000023 / 000075 |
| Instrument Date | May 22, 2020 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4454 DECOURSEY AVE COVINGTON KY 410151856, COVINGTON, KY 41015-1856 |
| Document Number | 210 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 000M48/000063 |
| Instrument | 210 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Number | 211, |
|---|---|
| Date | May 26, 2020 |
| Book Page | 000M48/000080 |
| Instrument | 211 |
| Name | COMMONWEALTH/KY |
|---|---|
| Type | Funding / Finance Company |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 25, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 6, 2019 |
| Property Address | 4454 DECOURSEY AVE, COVINGTON, KY 41015-1856 |
| Document Number | 0000000123 |
| Book / Page | 0C6722 / 000347 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 123 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $32.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4454 DECOURSEY AVE COVINGTON KY 410151856, COVINGTON, KY 41015-1856 |
The 2025 property tax bill for 4454 Decoursey Ave was $887.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,700 (+60.75%) Land $15,000 Building $92,700 | $107,700 (+60.75%) Land $15,000 Building $92,700 | |
| 2025 | $887.00 | $67,000 Land $10,000 Building $57,000 | $67,000 Land $10,000 Building $57,000 |
| 2023 | $892.00 | $67,000 Land $10,000 Building $57,000 | $67,000 Land $10,000 Building $57,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4454 Decoursey Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4454 Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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