4500 Ross Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4500 Ross Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,438 sqft · built 2007
Lot Size	1.27 acres (55,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Jan 2007)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-2850-0012-00-6`

Property Details

APN / Parcel Number

Primary APN	`03-2850-0012-00-6`
Alternative APN	`11-03-2850-0012-00-6`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	55,583 sqft (1.27 acres)
Lot Depth	236 ft Depth
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4500 ROSS DR
City	BENTON HARBOR
State	MI
Zip	49022-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 SING FA
Legal Description	LOT 12 GREAT HOPE ESTATES
Legal Subdivision	GREAT HOPE ESTATES
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1019
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4500 ROSS DR, BENTON HARBOR, MI 49022-9274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2007 · Amount on Record
Deed Sale	Jan 17, 2007 · Amount on Record
Deed Book / Page	2771 / 1154
Last Transfer Date	Sep 24, 2009
Transfer Doc	02899/2926
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4500 ROSS DR, BENTON HARBOR, MI 49022-9274
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 ROSS DR, BENTON HARBOR, MI 49022-9274

Mortgage

Document Number	03460/1132
Date	Sep 19, 2025
Book Page	3460/1132
Instrument	2025442007

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4500 ROSS DR, BENTON HARBOR, MI 49022-9274
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03187/0966
Date	Oct 24, 2017
Book Page	3187/0966
Instrument	3187-0966

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,300 (+19.48%)	$452,600 (+19.48%)
2025	$4,958.00 (+3.1%) Homeowner's exemption	$189,400 (+14.93%)	$378,800 (+14.93%)
2024	$4,809.00 (+10.25%)
2023		$164,800	$329,600
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ross Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures