4500 Mesa Verde Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4500 Mesa Verde Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,278 sqft Heated Area
Lot Size	7,492 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$171,000 (2016)
Tax Bill	$2,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82588`
Alternative APN	`042630090400010220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,278 sqft Heated Area
Gross Area	2,025 sqft Gross Area
1st Floor	1,278 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.171 acres)
Depth X Width	100 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	525 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Fence	Fence
Deck Area	424 sqft Deck
Porch	Open Porch
Porch Area	222 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82588
Street Address	4500 MESA VERDE DR
City	SAINT CLOUD
State	FL
Zip	34769-1622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 22 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	904
Legal Block	1
Legal Lot Number	9,22 9
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3014
Census Tract	43208

Owner

Source: Osceola County records · APN 82588

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4500 MESA VERDE DR, SAINT CLOUD, FL 34769-1622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2016 · Amount on Record
Deed Sale	Mar 04, 2016 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Doc Number	2016031573
Deed Book / Page	4922 / 2912
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4500 MESA VERDE DR, SAINT CLOUD, FL 34769-1622
Transaction Type	Mortgage
Record Updated	May 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 MESA VERDE DR, SAINT CLOUD, FL 34769-1622

Mortgage

Document Number	0059390118
Date	Apr 19, 2021
Book Page	5939/118
Instrument	2021059298

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (+3.68%) Homeowner's exemption	$173,649 (+2.9%)	$275,000 (-5.07%) Land $53,300 Building $221,700
2024	$2,257.00 (+3.01%) Homeowner's exemption	$168,756 (+3%)	$289,700 (+2.48%) Land $49,200 Building $240,500
2023	$2,191.00 (+3.99%) Homeowner's exemption	$163,841 (+3%)	$282,700 (+15.15%) Land $49,200 Building $233,500
2022	$2,107.00 Homeowner's exemption	$159,069	$245,500 Land $45,100 Building $200,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.