4401 Mesa Verde Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4401 Mesa Verde Dr, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,895 sqft · built 1978
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2020)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0904-0001-0280`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0904-0001-0280`
Alternative APNs	`263004090400010280` `82594`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	2,789 sqft
1st Floor Area	638 sqft
Upper Floors Area	675 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,937 sqft (0.297 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	594 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	4401 MESA VERDE DR
City	SAINT CLOUD
State	FL
Zip	34769-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	PINE LAKE ESTATES UNIT 3 PB 2 PGS 96 97 LOT 28 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATES UNIT 3
Legal Tract	904
Legal Block	280
Legal Lot Number	28
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3018
Census Tract	43208

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4895 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7086
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Mar 27, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	202076298
Deed Book / Page	5737 / 1628
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0039232003
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2020
Property Address	4401 MESA VERDE DR, SAINT CLOUD, FL 34769-1623
Document Number	0057371628
Book / Page	005737 / 001628
Instrument Date	Jun 12, 2020
Instrument	76298
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 MESA VERDE DR ST CLOUD FL 347691623, ST CLOUD, FL 34769-1623

Mortgage

Document Number	57371630
Date	Jun 15, 2020
Book Page	005737/001630
Instrument	76299

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 27, 2019
Property Address	4401 MESA VERDE DR, SAINT CLOUD, FL 34769-1623
Document Number	0054972428
Book / Page	005497 / 002428
Instrument Date	Mar 26, 2019
Instrument	38526
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 HIDDEN OAKS BND ST CLOUD FL 347718407, ST CLOUD, FL 34771-8407

Mortgage

Document Number	54972429
Date	Mar 27, 2019
Book Page	005497/002429
Instrument	38527

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+162.85%)	$323,200 (+100.89%) Land $65,000 Building $258,200	$323,200 (-3.87%) Land $65,000 Building $258,200
2024	$2,202.00 (+2.99%)
2023	$2,138.00 (+4.04%) Homeowner's exemption	$160,888 (+3%)	$336,200 (+15.85%) Land $60,000 Building $276,200
2022	$2,055.00 Homeowner's exemption	$156,202	$290,200 Land $55,000 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Hotwire Communications, T-Mobile USA, Verizon.

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