4500 McCahill Rd, Chattanooga, TN 37415 Property Records

Hamilton County property record for 4500 McCahill Rd, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1950
Lot Size0.67 acres (29,195 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (Dec 2024)
Tax Bill$939 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN109H B 017

Property Details

APN / Parcel Number

Primary APN109H B 017
Alternative APN
  • 0000035051

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,195 sqft (0.67 acres)
Lot Dimensions150 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000035051
Street Address4500 MCCAHILL RD
CityCHATTANOOGA
StateTN
Zip37415-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMC CAHILL RD
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3003
Census Tract10600

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4500 MCCAHILL RD, CHATTANOOGA, TN 37415-2124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Dec 11, 2024Warranty Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Sep 28, 2018Warranty Deed, Transfer · FHA Mortgage
REGIONS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number2024122
Deed Book / Page13786 / 98
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4500 MCCAHILL RD, CHATTANOOGA, TN 37415-2124
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000229
DateSep 21, 2021
Book Page12659/809
Instrument2021092100229
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 11, 2024
Property Address4500 MCCAHILL RD, CHATTANOOGA, TN 37415-2124
Document Number0000000122
Book / Page13786 / 98
Instrument DateDec 10, 2024
Instrument2024121100122
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$786.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4500 MCCAHILL RD, CHATTANOOGA, TN 37415-2124

Mortgage

Document Number0000000123
DateDec 11, 2024
Instrument2024121100123
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 28, 2018
Property Address4500 MCCAHILL RD, CHATTANOOGA, TN 37415-2124
Document Number0928000220
Book / Page011464 / 000985
Instrument DateSep 28, 2018
Instrument180928000220
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4500 MCCAHILL RD CHATTANOOGA TN 374152124, CHATTANOOGA, TN 37415-2124

Mortgage

Document Number928000221
DateSep 28, 2018
Book Page011465/000001
Instrument180928000221
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$939.00 (+6.34%)$61,975 (+57%)$247,900 (+57%) Land $70,000 Building $177,900
2024$883.00 (-45.22%)$39,475 (-)$157,900 (-) Land $50,000 Building $107,900
2023$1,612.00 (+18.79%)$39,475 (-)$157,900 (-) Land $50,000 Building $107,900
2022$1,357.00$39,475$157,900 Land $50,000 Building $107,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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