Hamilton County property record for 4426 McCahill Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,711 sqft · built 1976 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jan 2026) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109H B 011 |
| Primary APN | 109H B 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 418 ft deep x 140 ft wide |
| Deck Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000035045 |
|---|---|
| Street Address | 4426 MCCAHILL RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MC CAHILL ROAD |
| Legal Subdivision | J N PLUMLEE |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10600 |
4426 McCahill Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Hamilton County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 7, 2020 | Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| May 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Oct 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | Jul 7, 2020 · Amount on File |
| Deed Document Number | 20260130144 |
| Deed Book / Page | 14180 / 140 |
| Prior Transfer Date | Oct 27, 2017 |
| Prior Transfer Doc | 0000000327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 30, 2026 |
| Property Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Document Number | 0000000144 |
| Book / Page | 14180 / 140 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026013000144 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Investor | Possibly a Property Investor |
| Document Number | 0014180143 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 14180/143 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 7, 2020 |
| Property Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Document Number | 0707000245 |
| Book / Page | 012064 / 000315 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 200707000245 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount on Record |
|---|---|
| Tax | $899.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 BREUINGTON DR JACKSON TN 383058102, JACKSON, TN 38305-8102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 3, 2018 |
| Property Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Document Number | 0000000088 |
| Book / Page | 011336 / 000965 |
| Instrument Date | May 1, 2018 |
| Instrument | 88 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4426 MCCAHILL RD CHATTANOOGA TN 374152710, CHATTANOOGA, TN 37415-2710 |
| Document Number | 89 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 011336/000968 |
| Instrument | 89 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 30, 2017 |
| Property Address | 4426 MCCAHILL RD, CHATTANOOGA, TN 37415-2710 |
| Document Number | 0000000327 |
| Book / Page | 011191 / 000086 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 327 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14307 OLD DAYTON PIKE SALE CREEK TN 373737734, SALE CREEK, TN 37373-7734 |
The 2025 property tax bill for 4426 McCahill Rd was $1,523, up 19.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (+19.64%) | $100,525 (+76.59%) | $402,100 (+76.59%) Land $70,000 Building $332,100 |
| 2024 | $1,273.00 (-44.51%) | $56,925 (-) | $227,700 (-) Land $65,000 Building $162,700 |
| 2023 | $2,294.00 (+18.31%) | $56,925 (-) | $227,700 (-) Land $65,000 Building $162,700 |
| 2022 | $1,939.00 | $56,925 | $227,700 Land $65,000 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4426 McCahill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4426 McCahill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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